Acuity Bank in city_name, state_name - Detailed Financial Reports, Location

Acuity Bank in Tomah, Wisconsin (WI)
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Acuity Bank - Overview

General
FDIC Certificate #: 30400
Status: Inactive
Federal Reserve ID: 169372
Date Established: January 01, 1920
WWW: http://www.acuitybank.com
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 5284
FDIC's unique #: 43234
Numeric code: 35
Regulator: OTS
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 23, 1951
Last Structure Change Effective Date: April 20, 2007
Last Structure Change Process Date: January 04, 2008
Last Data Update: January 04, 2008
Data Source Date: April 05, 2012
Location
Address: 909 Superior Street, Tomah, WI 54660
County: Monroe
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Other Liquidations and Closings
Change in Location
Financial Summary
Total assets: $144.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

Dollar figures in thousands
46Total employees (full-time equivalent)
$162,317Total assets
$4,330Cash and due from depository institutions
$341Interest-bearing balances
$26,751Securities
$2,641Federal funds sold & reverse repurchase agreements
$120,458Net loans & leases
$702Loan loss allowance
$0Trading account assets
$3,492Bank premises and fixed assets
$810Other real estate owned
$597Goodwill and other intangibles
$0Life insurance assets
$3,238All other assets
$162,317Total liabilities and capital
$145,509Total liabilities
$121,435Total deposits
$113,434Interest-bearing deposits
$121,435Deposits held in domestic offices
0.00%% insured (estimated)
$484Federal funds purchased & repurchase agreements
$0Trading liabilities
$20,434Other borrowed funds
$0Subordinated debt
$3,156All other liabilities
$16,808Total equity capital
$16,808Total bank equity capital
$16,808Perpetual preferred stock
$0Common stock
$261Surplus
$5,232Undivided profits
Memoranda
$11,315Noncurrent loans and leases
$19,428Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$215Earning assets
$0Long-term assets (5+ years)
$736Average Assets, year-to-date
$150,191Average Assets, quarterly
$0Volatile liabilities
$172,178Insider loans
$164,141FHLB advances
$45,498Loans and leases held for sale
$2,230Unused loan commitments
$20,434Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$19,428Total unused commitments
$1Restructured Loans and leases
$702Derivatives

Income and Expense (December 31, 2006)

Dollar figures in thousands
$11,083Total interest income
$4,641Total interest expense
$6,442Net interest income
-$566Provision for loan and lease losses
$1,176Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$1,176Additional noninterest income
$7,848Total noninterest expense
$2,644Salaries and employee benefits
$1,365Premises and equipment expense
$3,839Additional noninterest expense
$336Pre-tax net operating income
$144Securities gains (losses)
$601Applicable income taxes
-$121Income before extraordinary items
$0Extraordinary gains - net
-$121Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$324Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2006)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.97%Yield on earning assets
2.92%Cost of funding earning assets
4.05%Net interest margin
0.74%Noninterest income to earning assets
4.94%Noninterest expense to earning assets
-0.12%Net operating income to assets
-0.07%Return on assets (ROA)
0.28%Pretax return on assets
-0.70%Return on equity (ROE)
-0.70%Retained earnings to average equity (YTD only)
-0.25%Net charge-offs to loans
174.69%Credit loss provision to net charge-offs
0.00%Efficiency ratio
102,914Assets per employee
3.53%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.58%Loss allowance to noncurrent loans
326.51%Noncurrent assets plus other real estate owned to assets
0.63%Noncurrent loans to loans
0.18%Net loans and leases to deposits
99.20%Net loans and leases to core deposits
124.37%Equity capital to assets
10.36%Core capital (leverage) ratio
10.49%Tier 1 risk-based capital ratio
14.09%Total risk-based capital ratio
Memoranda
$15Average assets
$172,178Average earning assets
$17,267Average equity
$158,918Average loans

Acuity Bank in Tomah, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Acuity Bank - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

Acuity Bank in Tomah, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Acuity Bank - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

Acuity Bank in Tomah, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches