Alamosa State Bank in city_name, state_name - Detailed Financial Reports, Location

Alamosa State Bank in Alamosa, Colorado (CO)
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Alamosa State Bank routing number info

Alamosa State Bank - Overview

General
FDIC Certificate #: 13947
Status: Active
Federal Reserve ID: 869953
Bank Holding Company (Regulatory Top Holder): Alamosa Bancorporation, Ltd. (RSSDID: 1061222, Location: Alamosa, CO)
Date Established: March 01, 1907
WWW: http://www.alamosastatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 8723
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: Febuary 23, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2225 Main Street, Alamosa, CO 81101
County: Alamosa
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $175.3 mil
Equity capital: $16.1 mil
Deposits held in domestic offices: $158.7 mil
Return on assets (ROA): 1.18% ($2.1 mil)
Quarterly return on assets: 1.33% ($2.3 mil)
Return on Equity (ROE): 12.76% ($2.0 mil)
Quarterly return on equity: 14.62% ($2.3 mil)
Net income: $2.0 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.18% ($2,068.2 mil)
Quarterly Pretax return on assets: 1.33% ($2,331.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
35Total employees (full-time equivalent)
$175,274Total assets
$43,874Cash and due from depository institutions
$37,867Interest-bearing balances
$38,295Securities
$0Federal funds sold & reverse repurchase agreements
$89,098Net loans & leases
$1,405Loan loss allowance
$0Trading account assets
$2,615Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$175,274Life insurance assets
$1,392All other assets
$159,139Total liabilities and capital
$158,693Total liabilities
$128,842Total deposits
$158,693Interest-bearing deposits
$74Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$446Subordinated debt
$16,135All other liabilities
$16,135Total equity capital
$16,135Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$300Surplus
$15,535Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$477Income earned, not collected on loans
$0Earning assets
$863Long-term assets (5+ years)
$165,260Average Assets, year-to-date
$26,581Average Assets, quarterly
$167,136Volatile liabilities
$175,379Insider loans
$95,555FHLB advances
$170,869Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$15,578Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$16,537Restructured Loans and leases
$5,793Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,681Total interest income
$722Total interest expense
$5,959Net interest income
$1,072Provision for loan and lease losses
$671Total noninterest income
$0Fiduciary activities
$534Service charges on deposit accounts
$0Trading account gains & fees
$137Additional noninterest income
$3,587Total noninterest expense
$2,004Salaries and employee benefits
$380Premises and equipment expense
$1,203Additional noninterest expense
$1,971Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,971Income before extraordinary items
$0Extraordinary gains - net
$1,971Net income attributable to bank
$0Net charge-offs
$1,971Cash dividends
$959Sale, conversion, retirement of capital stock, net
$1,056Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.28%Yield on earning assets
0.46%Cost of funding earning assets
3.81%Net interest margin
0.43%Noninterest income to earning assets
2.30%Noninterest expense to earning assets
1.18%Net operating income to assets
1.18%Return on assets (ROA)
1.18%Pretax return on assets
12.76%Return on equity (ROE)
5.92%Retained earnings to average equity (YTD only)
1.09%Net charge-offs to loans
111.78%Credit loss provision to net charge-offs
3.17%Efficiency ratio
54,103Assets per employee
5.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
53.58%Loss allowance to loans
1.55%Loss allowance to noncurrent loans
294.55%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.53%Net loans and leases to deposits
56.14%Net loans and leases to core deposits
59.04%Equity capital to assets
9.21%Core capital (leverage) ratio
9.12%Tier 1 risk-based capital ratio
16.30%Total risk-based capital ratio
Memoranda
$18Average assets
$167,136Average earning assets
$15,451Average equity
$156,202Average loans

List of branches

2 Colorado Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	8723	Alamosa State Bank	2225 Main Street, Alamosa, CO 81101	March 01, 1907	Full Service Brick and Mortar
1	230677	Alamosa Main Street Branch	601 Main Street, Alamosa, CO 81101	August 30, 1999	Limited Service Facility

Alamosa State Bank in Alamosa, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Alamosa State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Alamosa State Bank in Alamosa, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Alamosa State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Alamosa State Bank in Alamosa, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches