Allegiant Bank in city_name, state_name - Detailed Financial Reports, Location

Allegiant Bank in Saint Louis, Missouri (MO)
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Allegiant Bank - Overview

General
FDIC Certificate #: 1078
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank of the Midwest (#5029)
Federal Reserve ID: 419152
Date Established: October 10, 1909
WWW: http://www.allegiantbank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 40 (Interstate: No)
OTS Docket #: 10484
FDIC's unique #: 725
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 30, 2004
Last Structure Change Process Date: August 03, 2004
Last Data Update: August 03, 2004
Data Source Date: April 05, 2012
Location
Address: 4323 N. Grand Blvd., Saint Louis, MO 63102
County: Saint Louis (City)
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Chicago
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $2,751.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
513Total employees (full-time equivalent)
$2,437,335Total assets
$61,543Cash and due from depository institutions
$0Interest-bearing balances
$346,877Securities
$405Federal funds sold & reverse repurchase agreements
$1,827,965Net loans & leases
$19,718Loan loss allowance
$0Trading account assets
$43,666Bank premises and fixed assets
$1,358Other real estate owned
$51,649Goodwill and other intangibles
$0Life insurance assets
$103,872All other assets
$2,437,335Total liabilities and capital
$2,164,716Total liabilities
$1,710,061Total deposits
$1,515,106Interest-bearing deposits
$1,710,061Deposits held in domestic offices
0.00%% insured (estimated)
$141,897Federal funds purchased & repurchase agreements
$0Trading liabilities
$307,616Other borrowed funds
$0Subordinated debt
$5,142All other liabilities
$272,619Total equity capital
$272,619Total bank equity capital
$272,619Perpetual preferred stock
$0Common stock
$734Surplus
$187,733Undivided profits
Memoranda
$84,152Noncurrent loans and leases
$406,575Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$18,315Earning assets
$0Long-term assets (5+ years)
$9,389Average Assets, year-to-date
$2,175,247Average Assets, quarterly
$116,699Volatile liabilities
$2,368,341Insider loans
$2,437,320FHLB advances
$472,513Loans and leases held for sale
$60,841Unused loan commitments
$307,616Tier 1 (core) risk-based capital
$132,000Tier 2 risk-based capital
$8,825Total risk weighted assets
$406,575Total unused commitments
$0Restructured Loans and leases
$19,718Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$121,596Total interest income
$42,751Total interest expense
$78,845Net interest income
$8,274Provision for loan and lease losses
$14,686Total noninterest income
$1,690Fiduciary activities
$6,827Service charges on deposit accounts
$0Trading account gains & fees
$6,169Additional noninterest income
$48,329Total noninterest expense
$23,295Salaries and employee benefits
$7,847Premises and equipment expense
$17,187Additional noninterest expense
$36,928Pre-tax net operating income
$5,176Securities gains (losses)
$13,615Applicable income taxes
$28,489Income before extraordinary items
$0Extraordinary gains - net
$28,489Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$7,334Sale, conversion, retirement of capital stock, net
$3,000Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.69%Yield on earning assets
2.00%Cost of funding earning assets
3.69%Net interest margin
0.69%Noninterest income to earning assets
2.26%Noninterest expense to earning assets
1.05%Net operating income to assets
1.20%Return on assets (ROA)
1.78%Pretax return on assets
11.44%Return on equity (ROE)
10.23%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
112.82%Credit loss provision to net charge-offs
6.16%Efficiency ratio
50,646Assets per employee
4.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
10.53%Loss allowance to loans
1.07%Loss allowance to noncurrent loans
107.66%Noncurrent assets plus other real estate owned to assets
0.81%Noncurrent loans to loans
0.99%Net loans and leases to deposits
106.89%Net loans and leases to core deposits
127.43%Equity capital to assets
11.19%Core capital (leverage) ratio
9.37%Tier 1 risk-based capital ratio
11.05%Total risk-based capital ratio
Memoranda
$12Average assets
$2,368,341Average earning assets
$249,052Average equity
$2,135,766Average loans

Total Fiduciary and Related Assets (December 31, 2003)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$413,238Managed Assets
1Number of Accounts
$179,873Personal trust and agency accounts
$139,616Employee benefit-defined contribution accounts
$5,373Employee benefit-defined benefit accounts
$0Other retirement accounts
$9,345Corporate trust and agency accounts
$0Investment management agency accounts
$25,539Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
505Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$233,365Other retirement accounts
$223,484Corporate trust and agency accounts
$9,864Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

Allegiant Bank in Saint Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Allegiant Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Allegiant Bank in Saint Louis, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Allegiant Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Allegiant Bank in Saint Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches