FDIC Certificate #: 10106 Status: Inactive Closing history: Corrections Acquiring institution:Integra Bank National Association (#4392) Federal Reserve ID: 895149 Date Established: January 01, 1910 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 4 (Interstate: No) OTS Docket #: 14440 FDIC's unique #: 6461 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 13, 1998 Last Structure Change Process Date: January 27, 1999 Last Data Update: September 30, 1999 Data Source Date: April 05, 2012
Location
Address: 619 Main Street, Vincennes, IN 47591 County: Knox Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Indianapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Vincennes, IN (#47180) CBSA Micro Statistical Area: Yes
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $117.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
46Total employees (full-time equivalent)
$126,150Total assets
$2,814Cash and due from depository institutions
$894Interest-bearing balances
$23,609Securities
$300Federal funds sold & reverse repurchase agreements
$95,506Net loans & leases
$667Loan loss allowance
$0Trading account assets
$1,848Bank premises and fixed assets
$20Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,053All other assets
$126,150Total liabilities and capital
$115,604Total liabilities
$109,710Total deposits
$103,192Interest-bearing deposits
$109,710Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,000Other borrowed funds
$0Subordinated debt
$1,894All other liabilities
$10,546Total equity capital
$10,546Total bank equity capital
$10,546Perpetual preferred stock
$0Common stock
$300Surplus
$4,290Undivided profits
Memoranda
$5,956Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,377Earning assets
$0Long-term assets (5+ years)
$924Average Assets, year-to-date
$120,309Average Assets, quarterly
$50,445Volatile liabilities
$135,249Insider loans
$127,805FHLB advances
$19,331Loans and leases held for sale
$553Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,193Total risk weighted assets
$7,346Total unused commitments
$0Restructured Loans and leases
$82,765Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$10,726Total interest income
$5,304Total interest expense
$5,422Net interest income
$580Provision for loan and lease losses
$977Total noninterest income
$2Fiduciary activities
$324Service charges on deposit accounts
$0Trading account gains & fees
$651Additional noninterest income
$3,215Total noninterest expense
$1,566Salaries and employee benefits
$429Premises and equipment expense
$1,220Additional noninterest expense
$2,604Pre-tax net operating income
$28Securities gains (losses)
$856Applicable income taxes
$1,776Income before extraordinary items
$0Extraordinary gains - net
$1,776Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$556Sale, conversion, retirement of capital stock, net
$3,300Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.35%Yield on earning assets
4.13%Cost of funding earning assets
4.22%Net interest margin
0.76%Noninterest income to earning assets
2.50%Noninterest expense to earning assets
1.30%Net operating income to assets
1.31%Return on assets (ROA)
1.95%Pretax return on assets
15.19%Return on equity (ROE)
-13.04%Retained earnings to average equity (YTD only)
0.55%Net charge-offs to loans
104.32%Credit loss provision to net charge-offs
5.73%Efficiency ratio
50,242Assets per employee
2.74%Cash dividends to net income (YTD only)
Condition Ratios (%)
185.81%Loss allowance to loans
0.69%Loss allowance to noncurrent loans
48.44%Noncurrent assets plus other real estate owned to assets
1.11%Noncurrent loans to loans
1.43%Net loans and leases to deposits
87.05%Net loans and leases to core deposits
103.38%Equity capital to assets
8.36%Core capital (leverage) ratio
8.06%Tier 1 risk-based capital ratio
12.41%Total risk-based capital ratio
Memoranda
$13Average assets
$135,249Average earning assets
$11,691Average equity
$128,411Average loans
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