FDIC Certificate #: 9296 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:United Bank of Iowa (#958) Federal Reserve ID: 664644 Date Established: January 01, 1933 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 13687 FDIC's unique #: 5951 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: June 01, 2001 Last Structure Change Process Date: June 20, 2001 Last Data Update: June 20, 2001 Data Source Date: April 05, 2012
Location
Address: 417 - 4th Street, Rockwell City, IA 50579 County: Calhoun Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Des Moines Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $63.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
25Total employees (full-time equivalent)
$63,568Total assets
$1,643Cash and due from depository institutions
$180Interest-bearing balances
$10,232Securities
$4,459Federal funds sold & reverse repurchase agreements
$45,094Net loans & leases
$851Loan loss allowance
$0Trading account assets
$500Bank premises and fixed assets
$2Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,638All other assets
$63,568Total liabilities and capital
$55,800Total liabilities
$48,201Total deposits
$43,597Interest-bearing deposits
$48,201Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,145Other borrowed funds
$0Subordinated debt
$454All other liabilities
$7,768Total equity capital
$7,768Total bank equity capital
$7,768Perpetual preferred stock
$0Common stock
$200Surplus
$1,525Undivided profits
Memoranda
$6,043Noncurrent loans and leases
$8,821Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$815Earning assets
$0Long-term assets (5+ years)
$1,401Average Assets, year-to-date
$59,965Average Assets, quarterly
$3,172Volatile liabilities
$63,911Insider loans
$63,361FHLB advances
$1,180Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,821Total unused commitments
$0Restructured Loans and leases
$644Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$4,947Total interest income
$2,308Total interest expense
$2,639Net interest income
$0Provision for loan and lease losses
$356Total noninterest income
$0Fiduciary activities
$207Service charges on deposit accounts
$0Trading account gains & fees
$149Additional noninterest income
$1,621Total noninterest expense
$1,014Salaries and employee benefits
$193Premises and equipment expense
$414Additional noninterest expense
$1,374Pre-tax net operating income
$0Securities gains (losses)
$467Applicable income taxes
$907Income before extraordinary items
$0Extraordinary gains - net
$907Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$36Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.25%Yield on earning assets
3.85%Cost of funding earning assets
4.40%Net interest margin
0.59%Noninterest income to earning assets
2.70%Noninterest expense to earning assets
1.42%Net operating income to assets
1.42%Return on assets (ROA)
2.15%Pretax return on assets
12.49%Return on equity (ROE)
12.49%Retained earnings to average equity (YTD only)
-0.08%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
54,124Assets per employee
2.54%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.85%Loss allowance to noncurrent loans
104.42%Noncurrent assets plus other real estate owned to assets
1.29%Noncurrent loans to loans
1.77%Net loans and leases to deposits
93.55%Net loans and leases to core deposits
95.90%Equity capital to assets
12.22%Core capital (leverage) ratio
12.07%Tier 1 risk-based capital ratio
15.05%Total risk-based capital ratio
Memoranda
$16Average assets
$63,911Average earning assets
$7,261Average equity
$59,962Average loans
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