Alterra Bank in city_name, state_name - Detailed Financial Reports, Location

Alterra Bank in Overland Park, Kansas (KS), MO
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Alterra Bank routing number info

Alterra Bank - Overview

General
FDIC Certificate #: 1149
Status: Active
Federal Reserve ID: 50957
Bank Holding Company (Regulatory Top Holder): Aslin Capital I, Llc (RSSDID: 4031262, Location: Cape Haze, FL)
Date Established: January 01, 1892
WWW: http://www.alterrabank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: Yes)
OTS Docket #: 15588
FDIC's unique #: 786
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 30, 2010
Last Structure Change Process Date: May 04, 2010
Last Data Update: May 04, 2010
Data Source Date: April 05, 2012
Location
Address: 11120 West 135th Street, Overland Park, KS 66223
County: Johnson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Name Change
Financial Summary
Total assets: $134.5 mil
Equity capital: $14.5 mil
Deposits held in domestic offices: $113.3 mil
Return on assets (ROA): 0.52% ($0.7 mil)
Quarterly return on assets: 0.01% ($0.0 mil)
Return on Equity (ROE): 4.75% ($0.7 mil)
Quarterly return on equity: 0.11% ($0.0 mil)
Net income: $0.7 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.53% ($712.9 mil)
Quarterly Pretax return on assets: 0.03% ($40.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
27Total employees (full-time equivalent)
$134,512Total assets
$5,090Cash and due from depository institutions
$2,237Interest-bearing balances
$14,017Securities
$0Federal funds sold & reverse repurchase agreements
$104,526Net loans & leases
$1,169Loan loss allowance
$0Trading account assets
$1,507Bank premises and fixed assets
$2,419Other real estate owned
$3,117Goodwill and other intangibles
$134,512Life insurance assets
$3,836All other assets
$119,996Total liabilities and capital
$113,328Total liabilities
$98,318Total deposits
$113,328Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$6,148Trading liabilities
$0Other borrowed funds
$520Subordinated debt
$14,516All other liabilities
$14,516Total equity capital
$14,516Total bank equity capital
$0Perpetual preferred stock
$2,915Common stock
$11,648Surplus
$-47Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,185Income earned, not collected on loans
$0Earning assets
$440Long-term assets (5+ years)
$120,780Average Assets, year-to-date
$9,530Average Assets, quarterly
$128,819Volatile liabilities
$130,566Insider loans
$109,210FHLB advances
$126,927Loans and leases held for sale
$1,000Unused loan commitments
$1,000Tier 1 (core) risk-based capital
$11,843Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$14,497Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,493Total interest income
$1,553Total interest expense
$4,940Net interest income
$620Provision for loan and lease losses
$561Total noninterest income
$0Fiduciary activities
$104Service charges on deposit accounts
$0Trading account gains & fees
$457Additional noninterest income
$4,203Total noninterest expense
$2,176Salaries and employee benefits
$526Premises and equipment expense
$1,501Additional noninterest expense
$678Pre-tax net operating income
$0Securities gains (losses)
$5Applicable income taxes
$673Income before extraordinary items
$0Extraordinary gains - net
$673Net income attributable to bank
$0Net charge-offs
$673Cash dividends
$133Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.45%Yield on earning assets
1.30%Cost of funding earning assets
4.14%Net interest margin
0.47%Noninterest income to earning assets
3.53%Noninterest expense to earning assets
0.52%Net operating income to assets
0.52%Return on assets (ROA)
0.53%Pretax return on assets
4.75%Return on equity (ROE)
4.75%Retained earnings to average equity (YTD only)
0.14%Net charge-offs to loans
466.17%Credit loss provision to net charge-offs
9.76%Efficiency ratio
75,786Assets per employee
4.98%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.11%Loss allowance to noncurrent loans
98.65%Noncurrent assets plus other real estate owned to assets
2.68%Noncurrent loans to loans
1.12%Net loans and leases to deposits
92.23%Net loans and leases to core deposits
97.27%Equity capital to assets
10.79%Core capital (leverage) ratio
9.33%Tier 1 risk-based capital ratio
10.84%Total risk-based capital ratio
Memoranda
$12Average assets
$128,819Average earning assets
$14,178Average equity
$119,229Average loans

List of branches

1 Kansas Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	786	Alterra Bank	11120 West 135th Street, Overland Park, KS 66223	January 01, 1892	Full Service Brick and Mortar

1 Missouri Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
8	360855	Northeast Woods Chapel Road Branch	831 Northeast Woods Chapel Road, Lees Summit, MO 64064	July 02, 2001	Full Service Brick and Mortar

Alterra Bank in Overland Park, Kansas (KS), MO
Overview, Financial Summary, Detailed Financial Reports, Branches

Alterra Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Alterra Bank in Overland Park, Kansas (KS), MOOverview, Financial Summary, Detailed Financial Reports, Branches

Alterra Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Alterra Bank in Overland Park, Kansas (KS), MO
Overview, Financial Summary, Detailed Financial Reports, Branches