FDIC Certificate #: 11892 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Planters Bank, National Association (#4979) Federal Reserve ID: 351458 Date Established: January 01, 1906 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) FDIC's unique #: 7595 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: July 16, 1999 Last Structure Change Process Date: July 23, 1999 Last Data Update: July 23, 1999 Data Source Date: April 05, 2012
Location
Address: 221 South Gordon Street, Alvin, TX 77511 County: Brazoria Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Brazoria, TX (#1145) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $111.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
56Total employees (full-time equivalent)
$138,815Total assets
$16,802Cash and due from depository institutions
$0Interest-bearing balances
$51,123Securities
$11,100Federal funds sold & reverse repurchase agreements
$55,318Net loans & leases
$1,158Loan loss allowance
$0Trading account assets
$2,352Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,120All other assets
$138,815Total liabilities and capital
$129,103Total liabilities
$127,825Total deposits
$100,154Interest-bearing deposits
$127,825Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,278All other liabilities
$9,712Total equity capital
$9,712Total bank equity capital
$9,712Perpetual preferred stock
$0Common stock
$3,000Surplus
$5,000Undivided profits
Memoranda
$1,712Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$66Earning assets
$0Long-term assets (5+ years)
$485Average Assets, year-to-date
$117,541Average Assets, quarterly
$3,239Volatile liabilities
$127,157Insider loans
$129,097FHLB advances
$6,513Loans and leases held for sale
$1,012Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,375Total unused commitments
$0Restructured Loans and leases
$71,564Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$9,062Total interest income
$3,147Total interest expense
$5,915Net interest income
$1,143Provision for loan and lease losses
$1,434Total noninterest income
$113Fiduciary activities
$900Service charges on deposit accounts
$0Trading account gains & fees
$421Additional noninterest income
$4,520Total noninterest expense
$2,328Salaries and employee benefits
$585Premises and equipment expense
$1,607Additional noninterest expense
$1,686Pre-tax net operating income
$0Securities gains (losses)
$307Applicable income taxes
$1,379Income before extraordinary items
$0Extraordinary gains - net
$1,379Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$521Sale, conversion, retirement of capital stock, net
$4,802Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.13%Yield on earning assets
2.82%Cost of funding earning assets
5.31%Net interest margin
1.29%Noninterest income to earning assets
4.06%Noninterest expense to earning assets
1.08%Net operating income to assets
1.08%Return on assets (ROA)
1.33%Pretax return on assets
11.12%Return on equity (ROE)
-27.61%Retained earnings to average equity (YTD only)
0.89%Net charge-offs to loans
219.39%Credit loss provision to net charge-offs
5.43%Efficiency ratio
61,505Assets per employee
2.48%Cash dividends to net income (YTD only)
Condition Ratios (%)
348.22%Loss allowance to loans
2.05%Loss allowance to noncurrent loans
1754.55%Noncurrent assets plus other real estate owned to assets
0.05%Noncurrent loans to loans
0.12%Net loans and leases to deposits
43.28%Net loans and leases to core deposits
45.60%Equity capital to assets
7.00%Core capital (leverage) ratio
7.78%Tier 1 risk-based capital ratio
13.11%Total risk-based capital ratio
Memoranda
$14Average assets
$127,157Average earning assets
$12,399Average equity
$111,467Average loans
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