Amcore Bank National Association, Rock River Valley in Dixon, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1999

  • Amcore Bank National Association, Rock River Valley in Dixon, Illinois (IL)
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Amcore Bank National Association, Rock River Valley - Overview

  • General
  • FDIC Certificate #: 9266
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amcore Bank, National Association (#3735)
    Federal Reserve ID: 591843
    Date Established: October 16, 1905
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    OTS Docket #: 11961
    FDIC's unique #: 5926
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 1999
    Last Structure Change Process Date: October 28, 1999
    Last Data Update: October 28, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West First Street, Dixon, IL 61021
    County: Lee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Dixon, IL (#19940)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $672.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 131Total employees (full-time equivalent)
  • $651,548Total assets
  • $26,483Cash and due from depository institutions
  • $154Interest-bearing balances
  • $219,955Securities
  • $12,500Federal funds sold & reverse repurchase agreements
  • $367,138Net loans & leases
  • $4,103Loan loss allowance
  • $0Trading account assets
  • $4,450Bank premises and fixed assets
  • $75Other real estate owned
  • $7,070Goodwill and other intangibles
  • $0Life insurance assets
  • $13,877All other assets
  • $651,548Total liabilities and capital
  • $601,245Total liabilities
  • $486,731Total deposits
  • $426,874Interest-bearing deposits
  • $486,731Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $74,252Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $34,881Other borrowed funds
  • $0Subordinated debt
  • $5,381All other liabilities
  • $50,303Total equity capital
  • $50,303Total bank equity capital
  • $50,303Perpetual preferred stock
  • $0Common stock
  • $4,630Surplus
  • $38,277Undivided profits
  • Memoranda
  • $7,396Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,637Earning assets
  • $0Long-term assets (5+ years)
  • $3,622Average Assets, year-to-date
  • $599,747Average Assets, quarterly
  • $199,401Volatile liabilities
  • $663,180Insider loans
  • $656,292FHLB advances
  • $229,264Loans and leases held for sale
  • $15,947Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $74,479Total unused commitments
  • $0Restructured Loans and leases
  • $402,001Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $47,181Total interest income
  • $28,337Total interest expense
  • $18,844Net interest income
  • $1,160Provision for loan and lease losses
  • $3,666Total noninterest income
  • $755Fiduciary activities
  • $1,409Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,502Additional noninterest income
  • $13,080Total noninterest expense
  • $4,562Salaries and employee benefits
  • $1,038Premises and equipment expense
  • $7,480Additional noninterest expense
  • $8,270Pre-tax net operating income
  • $1,329Securities gains (losses)
  • $2,870Applicable income taxes
  • $6,729Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,729Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $596Sale, conversion, retirement of capital stock, net
  • $15,543Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.66%Yield on earning assets
  • 4.60%Cost of funding earning assets
  • 3.06%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.12%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 11.42%Return on equity (ROE)
  • -14.96%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 194.63%Credit loss provision to net charge-offs
  • 15.82%Efficiency ratio
  • 51,271Assets per employee
  • 4.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 230.99%Loss allowance to loans
  • 1.11%Loss allowance to noncurrent loans
  • 72.79%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 1.52%Net loans and leases to deposits
  • 75.43%Net loans and leases to core deposits
  • 108.61%Equity capital to assets
  • 7.72%Core capital (leverage) ratio
  • 6.89%Tier 1 risk-based capital ratio
  • 11.06%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $663,180Average earning assets
  • $58,902Average equity
  • $615,587Average loans

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