FDIC Certificate #: 21567 Status: Active Federal Reserve ID: 494654 Bank Holding Company (Regulatory Top Holder): Abna Holdings, Inc. (RSSDID: 2344726, Location: Dallas, TX) Date Established: May 02, 1974 WWW:http://www.americanbankdallas.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 14919 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: May 02, 1974 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 2707 West Northwest Highway, Dallas, TX 75220 County: Dallas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $49.7 mil Equity capital: $4.5 mil Deposits held in domestic offices: $45.0 mil Return on assets (ROA): -0.12% (-$0.1 mil) Quarterly return on assets: 0.03% ($0.0 mil) Return on Equity (ROE): -1.21% (-$0.1 mil) Quarterly return on equity: 0.26% ($0.0 mil) Net income: -$0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: -0.18% (-$89.4 mil) Quarterly Pretax return on assets: 0.03% ($14.9 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
10Total employees (full-time equivalent)
$49,658Total assets
$3,025Cash and due from depository institutions
$348Interest-bearing balances
$38,240Securities
$1,055Federal funds sold & reverse repurchase agreements
$5,722Net loans & leases
$171Loan loss allowance
$0Trading account assets
$1,047Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$49,658Life insurance assets
$569All other assets
$45,109Total liabilities and capital
$44,997Total liabilities
$38,981Total deposits
$44,997Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$112Subordinated debt
$4,549All other liabilities
$4,549Total equity capital
$4,549Total bank equity capital
$0Perpetual preferred stock
$750Common stock
$2,750Surplus
$1,049Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$201Long-term assets (5+ years)
$45,365Average Assets, year-to-date
$27,087Average Assets, quarterly
$44,442Volatile liabilities
$47,439Insider loans
$17,367FHLB advances
$46,595Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,202Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$122Restructured Loans and leases
$19Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,355Total interest income
$349Total interest expense
$1,006Net interest income
$0Provision for loan and lease losses
$84Total noninterest income
$0Fiduciary activities
$70Service charges on deposit accounts
$0Trading account gains & fees
$14Additional noninterest income
$1,203Total noninterest expense
$453Salaries and employee benefits
$238Premises and equipment expense
$512Additional noninterest expense
-$113Pre-tax net operating income
$31Securities gains (losses)
-$28Applicable income taxes
-$54Income before extraordinary items
$0Extraordinary gains - net
-$54Net income attributable to bank
$0Net charge-offs
-$54Cash dividends
$12Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.31%Yield on earning assets
0.85%Cost of funding earning assets
2.46%Net interest margin
0.21%Noninterest income to earning assets
2.94%Noninterest expense to earning assets
-0.17%Net operating income to assets
-0.12%Return on assets (ROA)
-0.18%Pretax return on assets
-1.21%Return on equity (ROE)
-1.21%Retained earnings to average equity (YTD only)
0.17%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
-9.42%Efficiency ratio
110,367Assets per employee
4.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.90%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
12.72%Net loans and leases to core deposits
15.58%Equity capital to assets
9.16%Core capital (leverage) ratio
9.02%Tier 1 risk-based capital ratio
24.20%Total risk-based capital ratio
Memoranda
$25Average assets
$44,442Average earning assets
$4,446Average equity
$40,909Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
14919
American Bank, National Association
2707 West Northwest Highway, Dallas, TX 75220
May 02, 1974
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with American Bank, National Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: