American Bank and Trust Company in Tulsa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • American Bank and Trust Company in Tulsa, Oklahoma (OK)
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American Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 20537
    Status: Active
    Federal Reserve ID: 452159
    Date Established: November 05, 1971
    WWW: http://www.americanbanktulsa.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 16110
    FDIC's unique #: 14174
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 05, 1971
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 6100 South Yale Avenue, One Warren Place, Tulsa, OK 74136
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $169.1 mil
    Equity capital: $19.0 mil
    Deposits held in domestic offices: $144.4 mil
    Return on assets (ROA): 0.30% ($0.5 mil)
    Quarterly return on assets: 0.44% ($0.7 mil)
    Return on Equity (ROE): 2.67% ($0.5 mil)
    Quarterly return on equity: 3.89% ($0.7 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.46% ($778.0 mil)
    Quarterly Pretax return on assets: 0.62% ($1,048.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $169,128Total assets
  • $13,642Cash and due from depository institutions
  • $8,409Interest-bearing balances
  • $69,645Securities
  • $808Federal funds sold & reverse repurchase agreements
  • $80,816Net loans & leases
  • $505Loan loss allowance
  • $0Trading account assets
  • $1,503Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $169,128Life insurance assets
  • $2,714All other assets
  • $150,158Total liabilities and capital
  • $144,400Total liabilities
  • $93,668Total deposits
  • $144,400Interest-bearing deposits
  • $74Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,582Trading liabilities
  • $0Other borrowed funds
  • $176Subordinated debt
  • $18,970All other liabilities
  • $18,970Total equity capital
  • $18,970Total bank equity capital
  • $0Perpetual preferred stock
  • $1,124Common stock
  • $2,894Surplus
  • $14,952Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,116Income earned, not collected on loans
  • $0Earning assets
  • $392Long-term assets (5+ years)
  • $159,678Average Assets, year-to-date
  • $7,289Average Assets, quarterly
  • $170,548Volatile liabilities
  • $168,979Insider loans
  • $97,272FHLB advances
  • $170,781Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,880Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $24,687Restructured Loans and leases
  • $1,436Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,805Total interest income
  • $843Total interest expense
  • $4,962Net interest income
  • $0Provision for loan and lease losses
  • $938Total noninterest income
  • $273Fiduciary activities
  • $435Service charges on deposit accounts
  • $0Trading account gains & fees
  • $230Additional noninterest income
  • $5,439Total noninterest expense
  • $2,868Salaries and employee benefits
  • $1,095Premises and equipment expense
  • $1,476Additional noninterest expense
  • $461Pre-tax net operating income
  • $315Securities gains (losses)
  • $271Applicable income taxes
  • $505Income before extraordinary items
  • $0Extraordinary gains - net
  • $505Net income attributable to bank
  • $0Net charge-offs
  • $505Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $450Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.58%Yield on earning assets
  • 0.52%Cost of funding earning assets
  • 3.06%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 3.35%Noninterest expense to earning assets
  • 0.18%Net operating income to assets
  • 0.30%Return on assets (ROA)
  • 0.46%Pretax return on assets
  • 2.67%Return on equity (ROE)
  • 0.29%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 92,186Assets per employee
  • 3.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.11%Loss allowance to loans
  • 0.62%Loss allowance to noncurrent loans
  • 45.25%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 1.37%Net loans and leases to deposits
  • 55.97%Net loans and leases to core deposits
  • 63.22%Equity capital to assets
  • 11.22%Core capital (leverage) ratio
  • 11.06%Tier 1 risk-based capital ratio
  • 19.41%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $170,548Average earning assets
  • $18,932Average equity
  • $162,125Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $31,178Managed Assets
  • 1Number of Accounts
  • $29,805Personal trust and agency accounts
  • $24,482Employee benefit-defined contribution accounts
  • $1,649Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $738Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $2,936Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 49Number of Accounts
  • $0Personal trust and agency accounts
  • $738Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,373Other retirement accounts
  • $619Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $640Fiduciary accounts held in foreign offices

List of branches

  • 4 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    014174American Bank And Trust Company6100 South Yale Avenue, One Warren Place, Tulsa, OK 74136November 05, 1971Full Service Brick and Mortar
    1251228Drive-In Branch6011 South Urbana, Tulsa, OK 74136September 18, 1972Limited Service Facility
    2251229East Lobby Branch6465 South Yale Avenue, Tulsa, OK 74136September 10, 1984Limited Service Facility
    3433856Exchange Center Branch4500 South Garnett Road, Suite 100, Tulsa, OK 74146December 02, 2004Limited Service Facility

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