FDIC Certificate #: 10892 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:FIRST MID-ILLINOIS BANK & TRUST, NATIONAL ASSOCIATION (#3705) Federal Reserve ID: 346744 Date Established: January 01, 1922 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 6972 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: April 20, 2001 Last Structure Change Process Date: May 04, 2001 Last Data Update: May 04, 2001 Data Source Date: April 05, 2012
Location
Address: 12616 State Route 143, Highland, IL 62249 County: Madison Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Mount Vernon Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040) Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476) Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180) CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $32.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
16Total employees (full-time equivalent)
$33,417Total assets
$1,498Cash and due from depository institutions
$131Interest-bearing balances
$3,665Securities
$2,121Federal funds sold & reverse repurchase agreements
$23,367Net loans & leases
$275Loan loss allowance
$0Trading account assets
$1,811Bank premises and fixed assets
$0Other real estate owned
$608Goodwill and other intangibles
$0Life insurance assets
$347All other assets
$33,417Total liabilities and capital
$30,430Total liabilities
$29,257Total deposits
$24,302Interest-bearing deposits
$29,257Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,000Other borrowed funds
$0Subordinated debt
$173All other liabilities
$2,987Total equity capital
$2,987Total bank equity capital
$2,987Perpetual preferred stock
$0Common stock
$56Surplus
$2,589Undivided profits
Memoranda
$342Noncurrent loans and leases
$3,323Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$70Earning assets
$0Long-term assets (5+ years)
$216Average Assets, year-to-date
$29,284Average Assets, quarterly
$2,491Volatile liabilities
$31,841Insider loans
$32,277FHLB advances
$4,872Loans and leases held for sale
$145Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,323Total unused commitments
$0Restructured Loans and leases
$275Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$2,389Total interest income
$1,120Total interest expense
$1,269Net interest income
$175Provision for loan and lease losses
$227Total noninterest income
$0Fiduciary activities
$147Service charges on deposit accounts
$0Trading account gains & fees
$80Additional noninterest income
$1,273Total noninterest expense
$541Salaries and employee benefits
$202Premises and equipment expense
$530Additional noninterest expense
$48Pre-tax net operating income
$0Securities gains (losses)
$19Applicable income taxes
$29Income before extraordinary items
$0Extraordinary gains - net
$29Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$14Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.63%Yield on earning assets
4.05%Cost of funding earning assets
4.58%Net interest margin
0.82%Noninterest income to earning assets
4.60%Noninterest expense to earning assets
0.09%Net operating income to assets
0.09%Return on assets (ROA)
0.15%Pretax return on assets
1.02%Return on equity (ROE)
1.02%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
1250.00%Credit loss provision to net charge-offs
15.93%Efficiency ratio
78,342Assets per employee
2.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.16%Loss allowance to noncurrent loans
392.86%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.30%Net loans and leases to deposits
79.87%Net loans and leases to core deposits
92.05%Equity capital to assets
8.94%Core capital (leverage) ratio
7.62%Tier 1 risk-based capital ratio
10.61%Total risk-based capital ratio
Memoranda
$12Average assets
$31,841Average earning assets
$2,856Average equity
$27,682Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with American Bank of Illinois in Highland.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: