American Bank of North Central Missouri in Princeton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 18, 1993

American Bank of North Central Missouri in Princeton, Missouri (MO)
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American Bank of North Central Missouri - Overview

General
FDIC Certificate #: 12463
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Firstar Bank Missouri, National Association (#4573)
Federal Reserve ID: 553458
Date Established: October 21, 1915
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 7934
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 18, 1993
Last Structure Change Process Date: Febuary 24, 1993
Last Data Update: Febuary 24, 1993
Data Source Date: April 05, 2012
Location
Address: 201 Washington Street, Princeton, MO 64673
County: Mercer
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $46.8 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$23Total assets
$46,811Cash and due from depository institutions
$2,071Interest-bearing balances
$0Securities
$19,890Federal funds sold & reverse repurchase agreements
$3,260Net loans & leases
$20,806Loan loss allowance
$540Trading account assets
$0Bank premises and fixed assets
$151Other real estate owned
$0Goodwill and other intangibles
$633Life insurance assets
$0All other assets
$0Total liabilities and capital
$46,811Total liabilities
$40,893Total deposits
$39,464Interest-bearing deposits
$35,405Deposits held in domestic offices
39464.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$766Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$663Total equity capital
$663Total bank equity capital
$5,918Perpetual preferred stock
$0Common stock
$400Surplus
$5,581Undivided profits
Memoranda
$-63Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$147Income earned, not collected on loans
$300Earning assets
$43,956Long-term assets (5+ years)
$4,958Average Assets, year-to-date
$57,700Average Assets, quarterly
$48,233Volatile liabilities
$1,274Insider loans
$47FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,336Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,918Total risk weighted assets
$22,293Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$2,428Total interest expense
$1,208Net interest income
$1,220Provision for loan and lease losses
$95Total noninterest income
$328Fiduciary activities
$0Service charges on deposit accounts
$108Trading account gains & fees
$0Additional noninterest income
$220Total noninterest expense
$964Salaries and employee benefits
$407Premises and equipment expense
$59Additional noninterest expense
$498Pre-tax net operating income
$489Securities gains (losses)
-$13Applicable income taxes
$164Income before extraordinary items
$312Extraordinary gains - net
$0Net income attributable to bank
$312Net charge-offs
$62Cash dividends
$375Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
4.45%Cost of funding earning assets
2.22%Net interest margin
2.24%Noninterest income to earning assets
0.60%Noninterest expense to earning assets
1.77%Net operating income to assets
0.56%Return on assets (ROA)
0.54%Pretax return on assets
0.82%Return on equity (ROE)
5.37%Retained earnings to average equity (YTD only)
-1.09%Net charge-offs to loans
0.23%Credit loss provision to net charge-offs
153.23%Efficiency ratio
62,274Assets per employee
2.04%Cash dividends to net income (YTD only)
Condition Ratios (%)
120.19%Loss allowance to loans
2.53%Loss allowance to noncurrent loans
367.35%Noncurrent assets plus other real estate owned to assets
0.31%Noncurrent loans to loans
0.69%Net loans and leases to deposits
52.72%Net loans and leases to core deposits
53.41%Equity capital to assets
12.64%Core capital (leverage) ratio
12.60%Tier 1 risk-based capital ratio
26.55%Total risk-based capital ratio
Memoranda
$28Average assets
$57,700Average earning assets
$5,805Average equity
$54,524Average loans

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