American Chartered Bank of Bartlett in Bartlett, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 22, 1994

  • American Chartered Bank of Bartlett in Bartlett, Illinois (IL)
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American Chartered Bank of Bartlett - Overview

  • General
  • FDIC Certificate #: 33709
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American Chartered Bank (#27006)
    Federal Reserve ID: 2006006
    Date Established: October 29, 1992
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 47821
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 29, 1992
    Last Structure Change Effective Date: August 22, 1994
    Last Structure Change Process Date: September 23, 1994
    Last Data Update: September 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 388 South Main Street, Bartlett, IL 60103
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $22.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $7Total assets
  • $20,364Cash and due from depository institutions
  • $1,327Interest-bearing balances
  • $22Securities
  • $6,265Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $10,693Loan loss allowance
  • $150Trading account assets
  • $0Bank premises and fixed assets
  • $1,640Other real estate owned
  • $310Goodwill and other intangibles
  • $100Life insurance assets
  • $29All other assets
  • $0Total liabilities and capital
  • $20,364Total liabilities
  • $17,568Total deposits
  • $16,392Interest-bearing deposits
  • $14,220Deposits held in domestic offices
  • 16392.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $1,085Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $91Total equity capital
  • $91Total bank equity capital
  • $2,796Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $2,900Undivided profits
  • Memoranda
  • $-204Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $33Earning assets
  • $16,980Long-term assets (5+ years)
  • $6,475Average Assets, year-to-date
  • $13,183Average Assets, quarterly
  • $18,913Volatile liabilities
  • $4,063Insider loans
  • $275FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,808Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,767Total risk weighted assets
  • $14,714Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $735Total interest expense
  • $318Net interest income
  • $417Provision for loan and lease losses
  • $96Total noninterest income
  • $23Fiduciary activities
  • $0Service charges on deposit accounts
  • $7Trading account gains & fees
  • $0Additional noninterest income
  • $16Total noninterest expense
  • $649Salaries and employee benefits
  • $256Premises and equipment expense
  • $74Additional noninterest expense
  • $319Pre-tax net operating income
  • -$305Securities gains (losses)
  • $74Applicable income taxes
  • $0Income before extraordinary items
  • -$231Extraordinary gains - net
  • $0Net income attributable to bank
  • -$231Net charge-offs
  • $246Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.59%Cost of funding earning assets
  • 2.85%Net interest margin
  • 3.74%Noninterest income to earning assets
  • 0.21%Noninterest expense to earning assets
  • 5.82%Net operating income to assets
  • -2.31%Return on assets (ROA)
  • -1.75%Pretax return on assets
  • -1.75%Return on equity (ROE)
  • -7.97%Retained earnings to average equity (YTD only)
  • -7.97%Net charge-offs to loans
  • 3.61%Credit loss provision to net charge-offs
  • 39.02%Efficiency ratio
  • 145,909Assets per employee
  • 2.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 1.52%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 65.23%Net loans and leases to core deposits
  • 79.72%Equity capital to assets
  • 13.73%Core capital (leverage) ratio
  • 15.51%Tier 1 risk-based capital ratio
  • 18.80%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $13,183Average earning assets
  • $2,899Average equity
  • $11,150Average loans

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