American Federal Bank FSB in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 1993

  • American Federal Bank FSB in Dallas, Texas (TX)
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American Federal Bank FSB - Overview

  • General
  • FDIC Certificate #: 32597
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Guaranty Bank (#32618)
    Federal Reserve ID: 1217131
    Date Established: August 18, 1988
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8512
    FDIC's unique #: 45431
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: August 18, 1988
    Last Structure Change Effective Date: November 13, 1993
    Last Structure Change Process Date: December 14, 1993
    Last Data Update: December 14, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 14001 Dallas Parkway, Suite 200, Dallas, TX 75240
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $1,479.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $413Total assets
  • $1,721,984Cash and due from depository institutions
  • $56,719Interest-bearing balances
  • $29,439Securities
  • $274,149Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $1,009,189Loan loss allowance
  • $37,741Trading account assets
  • $0Bank premises and fixed assets
  • $4,683Other real estate owned
  • $312,237Goodwill and other intangibles
  • $58,150Life insurance assets
  • $6,857All other assets
  • $0Total liabilities and capital
  • $1,721,984Total liabilities
  • $1,605,167Total deposits
  • $1,402,769Interest-bearing deposits
  • $1,350,055Deposits held in domestic offices
  • 1402769.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $184,484Subordinated debt
  • $0All other liabilities
  • $17,914Total equity capital
  • $17,914Total bank equity capital
  • $116,817Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $47,999Undivided profits
  • Memoranda
  • $68,817Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $24,721Income earned, not collected on loans
  • $10,143Earning assets
  • $1,312,777Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $1,717,627Average Assets, quarterly
  • $1,740,858Volatile liabilities
  • $307,276Insider loans
  • $0FHLB advances
  • $177,280Loans and leases held for sale
  • $0Unused loan commitments
  • $78,001Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $108,007Total risk weighted assets
  • $667,304Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $91,524Total interest expense
  • $75,613Net interest income
  • $15,911Provision for loan and lease losses
  • $4,930Total noninterest income
  • $51,987Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $51,987Total noninterest expense
  • $44,910Salaries and employee benefits
  • $17,801Premises and equipment expense
  • $8,914Additional noninterest expense
  • $18,195Pre-tax net operating income
  • $18,058Securities gains (losses)
  • $1Applicable income taxes
  • -$5Income before extraordinary items
  • $18,064Extraordinary gains - net
  • $0Net income attributable to bank
  • $18,064Net charge-offs
  • $7,006Cash dividends
  • $9,740Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.04%Cost of funding earning assets
  • 6.64%Net interest margin
  • 1.40%Noninterest income to earning assets
  • 4.57%Noninterest expense to earning assets
  • 3.94%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 1.05%Return on equity (ROE)
  • 15.66%Retained earnings to average equity (YTD only)
  • 7.22%Net charge-offs to loans
  • 0.83%Credit loss provision to net charge-offs
  • 70.37%Efficiency ratio
  • 63,118Assets per employee
  • 4.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 53.92%Loss allowance to loans
  • 3.60%Loss allowance to noncurrent loans
  • 152.67%Noncurrent assets plus other real estate owned to assets
  • 16.96%Noncurrent loans to loans
  • 2.36%Net loans and leases to deposits
  • 71.94%Net loans and leases to core deposits
  • 78.84%Equity capital to assets
  • 6.78%Core capital (leverage) ratio
  • 6.32%Tier 1 risk-based capital ratio
  • 16.19%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $1,717,627Average earning assets
  • $115,366Average equity
  • $1,138,724Average loans

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