FDIC Certificate #: 32569 Status: Inactive Federal Reserve ID: 1187430 Date Established: November 17, 1987 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 8462 FDIC's unique #: 45403 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: November 17, 1987 Last Structure Change Effective Date: June 30, 2011 Last Structure Change Process Date: July 13, 2011 Last Data Update: July 13, 2011 Data Source Date: April 05, 2012
Location
Address: 220 West Huron Street, Suite 1000, Chicago, IL 60610 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Other Liquidations and Closings
Financial Summary
Total assets: $21.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2010)
Dollar figures in thousands
7Total employees (full-time equivalent)
$21,714Total assets
$18,256Cash and due from depository institutions
$18,032Interest-bearing balances
$194Securities
$0Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$0Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$0Other real estate owned
$50Goodwill and other intangibles
$0Life insurance assets
$3,214All other assets
$21,714Total liabilities and capital
$1,153Total liabilities
$0Total deposits
$0Interest-bearing deposits
$0Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,153All other liabilities
$20,561Total equity capital
$20,561Total bank equity capital
$20,561Perpetual preferred stock
$0Common stock
$1,060Surplus
$68,457Undivided profits
Memoranda
$-48,956Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$0Average Assets, year-to-date
$18,226Average Assets, quarterly
$0Volatile liabilities
$48,558Insider loans
$35,827FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2010)
Dollar figures in thousands
$339Total interest income
$580Total interest expense
-$241Net interest income
-$150Provision for loan and lease losses
-$3,950Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
-$3,950Additional noninterest income
$3,101Total noninterest expense
$1,082Salaries and employee benefits
$1,250Premises and equipment expense
$769Additional noninterest expense
-$7,142Pre-tax net operating income
$0Securities gains (losses)
$250Applicable income taxes
-$7,392Income before extraordinary items
$0Extraordinary gains - net
-$7,392Net income attributable to bank
$0Net charge-offs
-$7,392Cash dividends
$244Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2010)
Dollar figures in thousands
Performance Ratios (%, annualized)
0.74%Yield on earning assets
1.26%Cost of funding earning assets
-0.53%Net interest margin
-8.61%Noninterest income to earning assets
6.76%Noninterest expense to earning assets
-15.22%Net operating income to assets
-15.22%Return on assets (ROA)
-14.71%Pretax return on assets
-20.19%Return on equity (ROE)
-20.19%Retained earnings to average equity (YTD only)
6.77%Net charge-offs to loans
-61.48%Credit loss provision to net charge-offs
-29.89%Efficiency ratio
-73,061Assets per employee
3.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.00%Net loans and leases to core deposits
0.00%Equity capital to assets
94.69%Core capital (leverage) ratio
94.69%Tier 1 risk-based capital ratio
351.29%Total risk-based capital ratio
Memoranda
$351Average assets
$48,558Average earning assets
$36,611Average equity
$45,897Average loans
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