American National Bank in Hamden, Connecticut (CT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 08, 1993

  • American National Bank in Hamden, Connecticut (CT)
  • Show street view No street view available for this location

American National Bank - Overview

  • General
  • FDIC Certificate #: 19399
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Lafayette American Bank (#19353)
    Federal Reserve ID: 966106
    Date Established: March 31, 1965
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 10 (Interstate: No)
    OTS Docket #: 9005
    FDIC's unique #: 13204
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 31, 1965
    Last Structure Change Effective Date: March 08, 1993
    Last Structure Change Process Date: March 16, 1993
    Last Data Update: August 11, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 2992 Dixwell Avenue, Hamden, CT 6518
    County: New Haven
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Hartford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New Haven-Meriden, CT (#5480)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New Haven-Milford, CT (#35300)
    CBSA Metro Statistical Area: New Haven-Milford, CT (#35300)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $337.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $114Total assets
  • $336,981Cash and due from depository institutions
  • $21,543Interest-bearing balances
  • $1,484Securities
  • $36,889Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $247,193Loan loss allowance
  • $8,987Trading account assets
  • $0Bank premises and fixed assets
  • $2,923Other real estate owned
  • $16,566Goodwill and other intangibles
  • $8,048Life insurance assets
  • $3,819All other assets
  • $0Total liabilities and capital
  • $336,981Total liabilities
  • $324,622Total deposits
  • $303,840Interest-bearing deposits
  • $237,255Deposits held in domestic offices
  • 303840.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $4,988Trading liabilities
  • $0Other borrowed funds
  • $10,505Subordinated debt
  • $0All other liabilities
  • $5,289Total equity capital
  • $5,289Total bank equity capital
  • $12,359Perpetual preferred stock
  • $0Common stock
  • $2,799Surplus
  • $14,021Undivided profits
  • Memoranda
  • $-4,461Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12,198Income earned, not collected on loans
  • $1,772Earning assets
  • $285,566Long-term assets (5+ years)
  • $37,315Average Assets, year-to-date
  • $373,843Average Assets, quarterly
  • $348,025Volatile liabilities
  • $33,621Insider loans
  • $2,526FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $22,738Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,359Total risk weighted assets
  • $259,211Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $28,657Total interest expense
  • $12,376Net interest income
  • $16,281Provision for loan and lease losses
  • $10,970Total noninterest income
  • $2,703Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,648Trading account gains & fees
  • $10Additional noninterest income
  • $1,045Total noninterest expense
  • $16,354Salaries and employee benefits
  • $3,901Premises and equipment expense
  • $1,633Additional noninterest expense
  • $10,820Pre-tax net operating income
  • -$8,340Securities gains (losses)
  • $638Applicable income taxes
  • $157Income before extraordinary items
  • -$7,859Extraordinary gains - net
  • $0Net income attributable to bank
  • -$7,859Net charge-offs
  • $9,547Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.79%Cost of funding earning assets
  • 3.80%Net interest margin
  • 4.99%Noninterest income to earning assets
  • 0.83%Noninterest expense to earning assets
  • 5.02%Net operating income to assets
  • -2.27%Return on assets (ROA)
  • -2.10%Pretax return on assets
  • -2.06%Return on equity (ROE)
  • -53.87%Retained earnings to average equity (YTD only)
  • -53.87%Net charge-offs to loans
  • 3.49%Credit loss provision to net charge-offs
  • 114.91%Efficiency ratio
  • 84,345Assets per employee
  • 2.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.51%Loss allowance to noncurrent loans
  • 73.68%Noncurrent assets plus other real estate owned to assets
  • 8.54%Noncurrent loans to loans
  • 4.76%Net loans and leases to deposits
  • 81.36%Net loans and leases to core deposits
  • 86.52%Equity capital to assets
  • 3.67%Core capital (leverage) ratio
  • 3.51%Tier 1 risk-based capital ratio
  • 4.77%Total risk-based capital ratio
  • Memoranda
  • $6Average assets
  • $373,843Average earning assets
  • $14,589Average equity
  • $326,088Average loans

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