American National Bank in Nebraska City, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 12, 1998

American National Bank in Nebraska City, Nebraska (NE)
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American National Bank - Overview

General
FDIC Certificate #: 32972
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: American National Bank (#19300)
Federal Reserve ID: 1451739
Date Established: May 18, 1990
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Interstate: No)
OTS Docket #: 10215
FDIC's unique #: 46150
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: May 18, 1990
Last Structure Change Effective Date: September 12, 1998
Last Structure Change Process Date: September 23, 1998
Last Data Update: September 23, 1998
Data Source Date: April 05, 2012
Location
Address: 920 Central Avenue, Nebraska City, NE 68410
County: Otoe
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $109.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
39Total employees (full-time equivalent)
$110,640Total assets
$5,745Cash and due from depository institutions
$2,755Interest-bearing balances
$30,726Securities
$907Federal funds sold & reverse repurchase agreements
$70,349Net loans & leases
$1,105Loan loss allowance
$0Trading account assets
$811Bank premises and fixed assets
$20Other real estate owned
$101Goodwill and other intangibles
$0Life insurance assets
$1,981All other assets
$110,640Total liabilities and capital
$101,707Total liabilities
$99,586Total deposits
$93,458Interest-bearing deposits
$99,586Deposits held in domestic offices
0.00%% insured (estimated)
$275Federal funds purchased & repurchase agreements
$0Trading liabilities
$206Other borrowed funds
$0Subordinated debt
$1,640All other liabilities
$8,933Total equity capital
$8,933Total bank equity capital
$8,933Perpetual preferred stock
$0Common stock
$651Surplus
$7,589Undivided profits
Memoranda
$693Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,529Earning assets
$303Long-term assets (5+ years)
$1,240Average Assets, year-to-date
$104,737Average Assets, quarterly
$10,613Volatile liabilities
$123,071Insider loans
$113,536FHLB advances
$9,248Loans and leases held for sale
$1,030Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$9,956Total unused commitments
$0Restructured Loans and leases
$75,834Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$9,576Total interest income
$4,769Total interest expense
$4,807Net interest income
-$450Provision for loan and lease losses
$2,327Total noninterest income
$0Fiduciary activities
$459Service charges on deposit accounts
$0Trading account gains & fees
$1,868Additional noninterest income
$3,192Total noninterest expense
$1,468Salaries and employee benefits
$274Premises and equipment expense
$1,450Additional noninterest expense
$4,392Pre-tax net operating income
-$30Securities gains (losses)
$1,462Applicable income taxes
$2,900Income before extraordinary items
$0Extraordinary gains - net
$2,900Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$28Sale, conversion, retirement of capital stock, net
$3,545Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.24%Yield on earning assets
4.10%Cost of funding earning assets
4.13%Net interest margin
2.00%Noninterest income to earning assets
2.75%Noninterest expense to earning assets
2.37%Net operating income to assets
2.36%Return on assets (ROA)
3.54%Pretax return on assets
29.20%Return on equity (ROE)
-6.50%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
-1607.14%Credit loss provision to net charge-offs
140.79%Efficiency ratio
43,636Assets per employee
2.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
122.24%Loss allowance to loans
1.55%Loss allowance to noncurrent loans
72.27%Noncurrent assets plus other real estate owned to assets
1.40%Noncurrent loans to loans
2.14%Net loans and leases to deposits
70.64%Net loans and leases to core deposits
77.59%Equity capital to assets
8.07%Core capital (leverage) ratio
7.80%Tier 1 risk-based capital ratio
11.63%Total risk-based capital ratio
Memoranda
$13Average assets
$123,071Average earning assets
$9,931Average equity
$116,259Average loans

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