American National Bank in city_name, state_name - Detailed Financial Reports, Location

American National Bank in Holstein, Iowa (IA)
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American National Bank - Overview

General
FDIC Certificate #: 33993
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: United Bank of Iowa (#958)
Federal Reserve ID: 2285708
Date Established: March 10, 1995
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Interstate: No)
OTS Docket #: 13582
FDIC's unique #: 55571
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: March 10, 1995
Last Structure Change Effective Date: October 01, 2010
Last Structure Change Process Date: October 14, 2010
Last Data Update: October 14, 2010
Data Source Date: April 05, 2012
Location
Address: 116 North Kiel Street, Holstein, IA 51025
County: Ida
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $224.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

Dollar figures in thousands
48Total employees (full-time equivalent)
$261,164Total assets
$20,402Cash and due from depository institutions
$18,083Interest-bearing balances
$705Securities
$0Federal funds sold & reverse repurchase agreements
$224,505Net loans & leases
$4,368Loan loss allowance
$0Trading account assets
$3,590Bank premises and fixed assets
$308Other real estate owned
$483Goodwill and other intangibles
$0Life insurance assets
$11,171All other assets
$261,164Total liabilities and capital
$237,053Total liabilities
$195,189Total deposits
$178,018Interest-bearing deposits
$195,189Deposits held in domestic offices
93.26%% insured (estimated)
$265Federal funds purchased & repurchase agreements
$0Trading liabilities
$40,200Other borrowed funds
$0Subordinated debt
$1,399All other liabilities
$24,111Total equity capital
$24,111Total bank equity capital
$24,111Perpetual preferred stock
$0Common stock
$100Surplus
$8,616Undivided profits
Memoranda
$15,395Noncurrent loans and leases
$30,737Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$9,572Earning assets
$10Long-term assets (5+ years)
$4,937Average Assets, year-to-date
$243,293Average Assets, quarterly
$42,182Volatile liabilities
$281,504Insider loans
$267,958FHLB advances
$48,803Loans and leases held for sale
$835Unused loan commitments
$40,200Tier 1 (core) risk-based capital
$698Tier 2 risk-based capital
$581Total risk weighted assets
$30,737Total unused commitments
$0Restructured Loans and leases
$2,714Derivatives

Income and Expense (December 31, 2009)

Dollar figures in thousands
$16,170Total interest income
$6,195Total interest expense
$9,975Net interest income
$5,000Provision for loan and lease losses
$1,560Total noninterest income
$0Fiduciary activities
$542Service charges on deposit accounts
$0Trading account gains & fees
$1,018Additional noninterest income
$5,108Total noninterest expense
$2,519Salaries and employee benefits
$469Premises and equipment expense
$2,120Additional noninterest expense
$1,427Pre-tax net operating income
$0Securities gains (losses)
$496Applicable income taxes
$931Income before extraordinary items
$0Extraordinary gains - net
$931Net income attributable to bank
$0Net charge-offs
$931Cash dividends
$4,801Sale, conversion, retirement of capital stock, net
$507Net operating income

Performance and Condition Ratios (December 31, 2009)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.11%Yield on earning assets
2.34%Cost of funding earning assets
3.77%Net interest margin
0.59%Noninterest income to earning assets
1.93%Noninterest expense to earning assets
0.33%Net operating income to assets
0.33%Return on assets (ROA)
0.51%Pretax return on assets
3.93%Return on equity (ROE)
1.79%Retained earnings to average equity (YTD only)
1.95%Net charge-offs to loans
104.14%Credit loss provision to net charge-offs
1.34%Efficiency ratio
44,031Assets per employee
5.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
54.46%Loss allowance to loans
1.91%Loss allowance to noncurrent loans
45.63%Noncurrent assets plus other real estate owned to assets
3.78%Noncurrent loans to loans
4.18%Net loans and leases to deposits
115.02%Net loans and leases to core deposits
153.09%Equity capital to assets
9.23%Core capital (leverage) ratio
8.88%Tier 1 risk-based capital ratio
10.35%Total risk-based capital ratio
Memoranda
$12Average assets
$281,504Average earning assets
$23,687Average equity
$264,861Average loans

American National Bank in Holstein, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

American National Bank - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

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American National Bank in Holstein, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

American National Bank - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

American National Bank in Holstein, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches