American National Bank and Trust Company of Chicago in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 08, 2002

  • American National Bank and Trust Company of Chicago in Chicago, Illinois (IL)
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American National Bank and Trust Company of Chicago - Overview

  • General
  • FDIC Certificate #: 3619
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 445339
    Date Established: June 27, 1928
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 17 (Interstate: No)
    FDIC's unique #: 2307
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 08, 2002
    Last Structure Change Process Date: November 27, 2002
    Last Data Update: November 27, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 South Lasalle Street, Chicago, IL 60603
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $16,292.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 1,212Total employees (full-time equivalent)
  • $16,419,410Total assets
  • $1,530,518Cash and due from depository institutions
  • $0Interest-bearing balances
  • $265,116Securities
  • $3,821,463Federal funds sold & reverse repurchase agreements
  • $10,271,241Net loans & leases
  • $371,581Loan loss allowance
  • $56,575Trading account assets
  • $28,194Bank premises and fixed assets
  • $0Other real estate owned
  • $2,373Goodwill and other intangibles
  • $0Life insurance assets
  • $443,930All other assets
  • $16,419,410Total liabilities and capital
  • $15,522,741Total liabilities
  • $7,460,453Total deposits
  • $6,515,799Interest-bearing deposits
  • $7,460,453Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,694,943Federal funds purchased & repurchase agreements
  • $56,575Trading liabilities
  • $3,806,676Other borrowed funds
  • $380,000Subordinated debt
  • $124,094All other liabilities
  • $896,669Total equity capital
  • $896,669Total bank equity capital
  • $896,669Perpetual preferred stock
  • $0Common stock
  • $20,600Surplus
  • $399,680Undivided profits
  • Memoranda
  • $476,389Noncurrent loans and leases
  • $4,087,622Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $191,655Earning assets
  • $0Long-term assets (5+ years)
  • $44,795Average Assets, year-to-date
  • $14,357,820Average Assets, quarterly
  • $1,233,762Volatile liabilities
  • $13,906,437Insider loans
  • $16,000,581FHLB advances
  • $8,586,143Loans and leases held for sale
  • $5,789Unused loan commitments
  • $2,000,000Tier 1 (core) risk-based capital
  • $2,928,652Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,087,622Total unused commitments
  • $0Restructured Loans and leases
  • $536,051Derivatives
  • $35,339Total assets and liabilities in foreign offices

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $827,828Total interest income
  • $459,159Total interest expense
  • $368,669Net interest income
  • $104,026Provision for loan and lease losses
  • $98,710Total noninterest income
  • $34,522Fiduciary activities
  • $31,145Service charges on deposit accounts
  • $464Trading account gains & fees
  • $32,579Additional noninterest income
  • $205,147Total noninterest expense
  • $84,630Salaries and employee benefits
  • $22,107Premises and equipment expense
  • $98,410Additional noninterest expense
  • $158,206Pre-tax net operating income
  • $1,490Securities gains (losses)
  • $56,785Applicable income taxes
  • $102,911Income before extraordinary items
  • $0Extraordinary gains - net
  • $102,911Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $129,326Sale, conversion, retirement of capital stock, net
  • $85,000Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.65%Yield on earning assets
  • 3.69%Cost of funding earning assets
  • 2.96%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 1.65%Noninterest expense to earning assets
  • 0.73%Net operating income to assets
  • 0.74%Return on assets (ROA)
  • 1.15%Pretax return on assets
  • 11.67%Return on equity (ROE)
  • 2.03%Retained earnings to average equity (YTD only)
  • 1.17%Net charge-offs to loans
  • 80.44%Credit loss provision to net charge-offs
  • 2.03%Efficiency ratio
  • 43,823Assets per employee
  • 13.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.60%Loss allowance to loans
  • 3.49%Loss allowance to noncurrent loans
  • 193.88%Noncurrent assets plus other real estate owned to assets
  • 1.17%Noncurrent loans to loans
  • 1.80%Net loans and leases to deposits
  • 137.68%Net loans and leases to core deposits
  • 234.72%Equity capital to assets
  • 5.46%Core capital (leverage) ratio
  • 5.76%Tier 1 risk-based capital ratio
  • 6.82%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $13,906,437Average earning assets
  • $881,826Average equity
  • $12,440,481Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $8,860,026Managed Assets
  • 1Number of Accounts
  • $3,167,217Personal trust and agency accounts
  • $1,309,207Employee benefit-defined contribution accounts
  • $53,700Employee benefit-defined benefit accounts
  • $247,547Other retirement accounts
  • $79,009Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $1,446,068Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $31,686Non-managed Assets
  • 6036Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $5,692,809Other retirement accounts
  • $57,885Corporate trust and agency accounts
  • $14,914Other fiduciary accounts
  • $61,933Fiduciary accounts held in foreign offices

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