AmericanWest Bank, National Association - Overview
General
FDIC Certificate #: 27531 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:AmericanWest Bank (#22441) Federal Reserve ID: 1399215 Date Established: June 15, 1989 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) OTS Docket #: 11393 FDIC's unique #: 40264 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: June 15, 1989 Last Structure Change Effective Date: December 01, 2001 Last Structure Change Process Date: January 31, 2002 Last Data Update: January 31, 2002 Data Source Date: April 05, 2012
Location
Address: 261 Basin Southwest Street, Ephrata, WA 98823 County: Grant Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Seattle Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Moses Lake, WA (#34180) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $52.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
20Total employees (full-time equivalent)
$45,631Total assets
$3,268Cash and due from depository institutions
$75Interest-bearing balances
$8,225Securities
$0Federal funds sold & reverse repurchase agreements
$32,549Net loans & leases
$324Loan loss allowance
$0Trading account assets
$626Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$963All other assets
$45,631Total liabilities and capital
$41,967Total liabilities
$40,055Total deposits
$32,752Interest-bearing deposits
$40,055Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,592Other borrowed funds
$0Subordinated debt
$320All other liabilities
$3,664Total equity capital
$3,664Total bank equity capital
$3,664Perpetual preferred stock
$0Common stock
$825Surplus
$1,171Undivided profits
Memoranda
$1,668Noncurrent loans and leases
$6,902Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$322Average Assets, year-to-date
$40,849Average Assets, quarterly
$3,385Volatile liabilities
$42,706Insider loans
$45,427FHLB advances
$4,495Loans and leases held for sale
$435Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$6,902Total unused commitments
$0Restructured Loans and leases
$324Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$3,509Total interest income
$1,210Total interest expense
$2,299Net interest income
$160Provision for loan and lease losses
$341Total noninterest income
$0Fiduciary activities
$252Service charges on deposit accounts
$0Trading account gains & fees
$89Additional noninterest income
$2,236Total noninterest expense
$946Salaries and employee benefits
$194Premises and equipment expense
$1,096Additional noninterest expense
$244Pre-tax net operating income
$0Securities gains (losses)
$72Applicable income taxes
$172Income before extraordinary items
$0Extraordinary gains - net
$172Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$98Sale, conversion, retirement of capital stock, net
$78Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.11%Yield on earning assets
3.14%Cost of funding earning assets
5.97%Net interest margin
0.89%Noninterest income to earning assets
5.81%Noninterest expense to earning assets
0.40%Net operating income to assets
0.40%Return on assets (ROA)
0.57%Pretax return on assets
4.73%Return on equity (ROE)
2.59%Retained earnings to average equity (YTD only)
0.34%Net charge-offs to loans
163.27%Credit loss provision to net charge-offs
4.12%Efficiency ratio
63,902Assets per employee
2.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
45.35%Loss allowance to loans
0.99%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
81.26%Net loans and leases to core deposits
87.61%Equity capital to assets
8.03%Core capital (leverage) ratio
8.02%Tier 1 risk-based capital ratio
10.42%Total risk-based capital ratio
Memoranda
$11Average assets
$42,706Average earning assets
$3,633Average equity
$38,516Average loans
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