Ameristate Bank in city_name, state_name - Detailed Financial Reports, Location

Ameristate Bank in Atoka, Oklahoma (OK), TX
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Ameristate Bank routing number info

Ameristate Bank - Overview

General
FDIC Certificate #: 15510
Status: Active
Federal Reserve ID: 508355
Bank Holding Company (Regulatory Top Holder): Atoka State Bancorporation, Inc. (RSSDID: 1056983, Location: Atoka, OK)
Date Established: August 06, 1906
WWW: http://www.ameristatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: Yes)
OTS Docket #: 15433
FDIC's unique #: 9809
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: July 02, 1937
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 113 South Pennsylvania, Atoka, OK 74525
County: Atoka
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $187.9 mil
Equity capital: $16.6 mil
Deposits held in domestic offices: $164.6 mil
Return on assets (ROA): 1.03% ($1.9 mil)
Quarterly return on assets: -0.41% (-$0.8 mil)
Return on Equity (ROE): 12.01% ($2.0 mil)
Quarterly return on equity: -4.64% (-$0.8 mil)
Net income: $2.0 mil
Quarterly Net income: -$0.2 mil
Pretax return on assets: 1.03% ($1,935.7 mil)
Quarterly Pretax return on assets: -0.41% (-$770.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
65Total employees (full-time equivalent)
$187,935Total assets
$34,586Cash and due from depository institutions
$31,512Interest-bearing balances
$8,689Securities
$2,980Federal funds sold & reverse repurchase agreements
$123,583Net loans & leases
$2,304Loan loss allowance
$0Trading account assets
$8,522Bank premises and fixed assets
$3,420Other real estate owned
$0Goodwill and other intangibles
$187,935Life insurance assets
$6,155All other assets
$171,314Total liabilities and capital
$164,564Total liabilities
$136,796Total deposits
$164,564Interest-bearing deposits
$88Deposits held in domestic offices
1537.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,383Trading liabilities
$0Other borrowed funds
$830Subordinated debt
$16,621All other liabilities
$16,621Total equity capital
$16,621Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$1,000Surplus
$14,621Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$243Income earned, not collected on loans
$0Earning assets
$1,159Long-term assets (5+ years)
$166,764Average Assets, year-to-date
$16,748Average Assets, quarterly
$197,969Volatile liabilities
$192,081Insider loans
$123,025FHLB advances
$193,336Loans and leases held for sale
$3,421Unused loan commitments
$3,421Tier 1 (core) risk-based capital
$16,558Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$15,558Restructured Loans and leases
$806Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,201Total interest income
$1,345Total interest expense
$7,856Net interest income
$1,585Provision for loan and lease losses
$2,941Total noninterest income
$0Fiduciary activities
$1,363Service charges on deposit accounts
$0Trading account gains & fees
$1,578Additional noninterest income
$7,169Total noninterest expense
$3,695Salaries and employee benefits
$1,419Premises and equipment expense
$2,055Additional noninterest expense
$2,043Pre-tax net operating income
$2Securities gains (losses)
$0Applicable income taxes
$2,045Income before extraordinary items
$0Extraordinary gains - net
$2,045Net income attributable to bank
$0Net charge-offs
$2,045Cash dividends
$1,218Sale, conversion, retirement of capital stock, net
$1,486Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.18%Yield on earning assets
0.76%Cost of funding earning assets
4.42%Net interest margin
1.66%Noninterest income to earning assets
4.04%Noninterest expense to earning assets
1.03%Net operating income to assets
1.03%Return on assets (ROA)
1.03%Pretax return on assets
12.01%Return on equity (ROE)
3.28%Retained earnings to average equity (YTD only)
0.94%Net charge-offs to loans
130.13%Credit loss provision to net charge-offs
2.98%Efficiency ratio
66,398Assets per employee
2.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
72.67%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
948.15%Noncurrent assets plus other real estate owned to assets
1.95%Noncurrent loans to loans
0.19%Net loans and leases to deposits
75.10%Net loans and leases to core deposits
83.61%Equity capital to assets
8.84%Core capital (leverage) ratio
8.56%Tier 1 risk-based capital ratio
13.46%Total risk-based capital ratio
Memoranda
$15Average assets
$197,969Average earning assets
$17,028Average equity
$177,610Average loans

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9809	Ameristate Bank	113 South Pennsylvania, Atoka, OK 74525	August 06, 1906	Full Service Brick and Mortar
1	12636	Atoka Branch	Highway 69 And Virginia Street, Atoka, OK 74525	May 07, 1963	Full Service Brick and Mortar
2	361973	Antlers Branch	418 West Main, Antlers, OK 74523	June 04, 2001	Full Service Brick and Mortar

1 Texas Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
3	457822	Sherman Branch	2410 Loy Lake Road, Sherman, TX 75090	January 05, 2007	Full Service Brick and Mortar

Ameristate Bank in Atoka, Oklahoma (OK), TX
Overview, Financial Summary, Detailed Financial Reports, Branches

Ameristate Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Ameristate Bank in Atoka, Oklahoma (OK), TXOverview, Financial Summary, Detailed Financial Reports, Branches

Ameristate Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Ameristate Bank in Atoka, Oklahoma (OK), TX
Overview, Financial Summary, Detailed Financial Reports, Branches