Anchor Bank Saint Paul in Saint Paul, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2006

  • Anchor Bank Saint Paul in Saint Paul, Minnesota (MN)
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Anchor Bank Saint Paul - Overview

  • General
  • FDIC Certificate #: 12922
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Anchor Bank, National Association (#8868)
    Federal Reserve ID: 859851
    Date Established: January 01, 1915
    WWW: http://www.anchorlink.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 8179
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 01, 2006
    Last Structure Change Process Date: December 20, 2006
    Last Data Update: December 20, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 332 Minnesota Street, Suite N-210, Saint Paul, MN 55101
    County: Ramsey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • Financial Summary
  • Total assets: $67.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $58,813Total assets
  • $1,603Cash and due from depository institutions
  • $85Interest-bearing balances
  • $9,644Securities
  • $1,600Federal funds sold & reverse repurchase agreements
  • $42,421Net loans & leases
  • $523Loan loss allowance
  • $0Trading account assets
  • $2,917Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $628All other assets
  • $58,813Total liabilities and capital
  • $53,522Total liabilities
  • $44,874Total deposits
  • $30,657Interest-bearing deposits
  • $44,874Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $8,159Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $489All other liabilities
  • $5,291Total equity capital
  • $5,291Total bank equity capital
  • $5,291Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $5,025Undivided profits
  • Memoranda
  • $66Noncurrent loans and leases
  • $13,523Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $57Earning assets
  • $0Long-term assets (5+ years)
  • $231Average Assets, year-to-date
  • $53,750Average Assets, quarterly
  • $5,857Volatile liabilities
  • $56,022Insider loans
  • $57,921FHLB advances
  • $12,381Loans and leases held for sale
  • $15Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $622Total risk weighted assets
  • $13,523Total unused commitments
  • $0Restructured Loans and leases
  • $523Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $3,126Total interest income
  • $609Total interest expense
  • $2,517Net interest income
  • $17Provision for loan and lease losses
  • $531Total noninterest income
  • $0Fiduciary activities
  • $261Service charges on deposit accounts
  • $0Trading account gains & fees
  • $270Additional noninterest income
  • $2,504Total noninterest expense
  • $1,175Salaries and employee benefits
  • $287Premises and equipment expense
  • $1,042Additional noninterest expense
  • $527Pre-tax net operating income
  • $0Securities gains (losses)
  • $187Applicable income taxes
  • $340Income before extraordinary items
  • $0Extraordinary gains - net
  • $340Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $100Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.89%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 4.74%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 4.72%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.61%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 6.53%Return on equity (ROE)
  • 4.61%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 106.25%Credit loss provision to net charge-offs
  • 34.00%Efficiency ratio
  • 82,152Assets per employee
  • 3.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 29.41%Loss allowance to loans
  • 1.22%Loss allowance to noncurrent loans
  • 917.54%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 94.53%Net loans and leases to core deposits
  • 104.35%Equity capital to assets
  • 9.00%Core capital (leverage) ratio
  • 9.62%Tier 1 risk-based capital ratio
  • 11.13%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $56,022Average earning assets
  • $5,210Average equity
  • $53,051Average loans

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