FDIC Certificate #: 10858 Status: Active Federal Reserve ID: 916343 Bank Holding Company (Regulatory Top Holder): Anderson Bancorp, Inc. (RSSDID: 1210114, Location: Oneida, IL) Date Established: Febuary 17, 1917 WWW:http://www.andersonstatebank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 6947 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: April 18, 2007 Last Structure Change Process Date: April 18, 2007 Last Data Update: April 18, 2007 Data Source Date: April 05, 2012
Location
Address: 111 West Highway Street, Oneida, IL 61467 County: Knox Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Princeton Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Galesburg, IL (#23660) CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Financial Summary
Total assets: $74.5 mil Equity capital: $10.7 mil Deposits held in domestic offices: $63.6 mil Return on assets (ROA): 0.43% ($0.3 mil) Quarterly return on assets: 0.38% ($0.3 mil) Return on Equity (ROE): 2.92% ($0.3 mil) Quarterly return on equity: 2.62% ($0.3 mil) Net income: $0.3 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.43% ($320.4 mil) Quarterly Pretax return on assets: 0.38% ($283.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
10Total employees (full-time equivalent)
$74,503Total assets
$15,143Cash and due from depository institutions
$6,908Interest-bearing balances
$17,885Securities
$4,500Federal funds sold & reverse repurchase agreements
$33,697Net loans & leases
$524Loan loss allowance
$0Trading account assets
$424Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$74,504Life insurance assets
$2,854All other assets
$63,832Total liabilities and capital
$63,638Total liabilities
$54,332Total deposits
$63,638Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$194Subordinated debt
$10,672All other liabilities
$10,672Total equity capital
$10,672Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$1,100Surplus
$9,172Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$395Income earned, not collected on loans
$0Earning assets
$529Long-term assets (5+ years)
$62,990Average Assets, year-to-date
$2,052Average Assets, quarterly
$71,980Volatile liabilities
$74,069Insider loans
$72,010FHLB advances
$75,029Loans and leases held for sale
$2,160Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,573Tier 2 risk-based capital
$0Total risk weighted assets
$2,160Total unused commitments
$2,413Restructured Loans and leases
$56Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,028Total interest income
$473Total interest expense
$1,555Net interest income
$80Provision for loan and lease losses
$188Total noninterest income
$0Fiduciary activities
$73Service charges on deposit accounts
$0Trading account gains & fees
$115Additional noninterest income
$1,355Total noninterest expense
$791Salaries and employee benefits
$197Premises and equipment expense
$367Additional noninterest expense
$308Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$308Income before extraordinary items
$0Extraordinary gains - net
$308Net income attributable to bank
$0Net charge-offs
$308Cash dividends
$14Sale, conversion, retirement of capital stock, net
$62Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.21%Yield on earning assets
0.75%Cost of funding earning assets
2.46%Net interest margin
0.30%Noninterest income to earning assets
2.14%Noninterest expense to earning assets
0.43%Net operating income to assets
0.43%Return on assets (ROA)
0.43%Pretax return on assets
2.92%Return on equity (ROE)
2.33%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
571.43%Credit loss provision to net charge-offs
27.71%Efficiency ratio
77,740Assets per employee
7.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
20.13%Loss allowance to loans
1.53%Loss allowance to noncurrent loans
132.66%Noncurrent assets plus other real estate owned to assets
0.53%Noncurrent loans to loans
1.15%Net loans and leases to deposits
52.95%Net loans and leases to core deposits
55.46%Equity capital to assets
14.32%Core capital (leverage) ratio
14.09%Tier 1 risk-based capital ratio
14.68%Total risk-based capital ratio
Memoranda
$15Average assets
$71,980Average earning assets
$10,556Average equity
$63,205Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
6947
Anderson State Bank
111 West Highway Street, Oneida, IL 61467
Febuary 17, 1917
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Anderson State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: