Andrew Johnson Bank in Greeneville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches


Andrew Johnson Bank - Overview

  • General
  • FDIC Certificate #: 22015
    Status: Active
    Federal Reserve ID: 361439
    Bank Holding Company (Regulatory Top Holder): Andrew Johnson Bancshares, Inc. (RSSDID: 1083185, Location: Greeneville, TN)
    Date Established: May 12, 1975
    WWW: http://www.andrewjohnsonbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 12280
    FDIC's unique #: 15272
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 12, 1975
    Last Structure Change Effective Date: January 28, 2009
    Last Structure Change Process Date: Febuary 19, 2009
    Last Data Update: Febuary 19, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 North Main Street, Greeneville, TN 37743
    County: Greene
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Greeneville, TN (#24620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $267.9 mil
    Equity capital: $24.0 mil
    Deposits held in domestic offices: $242.8 mil
    Return on assets (ROA): 0.60% ($1.6 mil)
    Quarterly return on assets: 0.70% ($1.9 mil)
    Return on Equity (ROE): 7.11% ($1.7 mil)
    Quarterly return on equity: 7.99% ($1.9 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.94% ($2,518.4 mil)
    Quarterly Pretax return on assets: 1.13% ($3,027.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 91Total employees (full-time equivalent)
  • $267,915Total assets
  • $8,525Cash and due from depository institutions
  • $5,577Interest-bearing balances
  • $26,881Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $220,379Net loans & leases
  • $3,360Loan loss allowance
  • $0Trading account assets
  • $6,183Bank premises and fixed assets
  • $2,342Other real estate owned
  • $120Goodwill and other intangibles
  • $267,915Life insurance assets
  • $3,485All other assets
  • $243,941Total liabilities and capital
  • $242,808Total liabilities
  • $224,068Total deposits
  • $242,808Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $62Trading liabilities
  • $0Other borrowed funds
  • $1,071Subordinated debt
  • $23,974All other liabilities
  • $23,974Total equity capital
  • $23,974Total bank equity capital
  • $500Perpetual preferred stock
  • $549Common stock
  • $2,487Surplus
  • $20,438Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,222Income earned, not collected on loans
  • $0Earning assets
  • $1,037Long-term assets (5+ years)
  • $252,837Average Assets, year-to-date
  • $30,277Average Assets, quarterly
  • $267,918Volatile liabilities
  • $269,708Insider loans
  • $190,836FHLB advances
  • $267,918Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $23,396Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $13,347Restructured Loans and leases
  • $8,379Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,765Total interest income
  • $2,419Total interest expense
  • $12,346Net interest income
  • $2,292Provision for loan and lease losses
  • $2,006Total noninterest income
  • $0Fiduciary activities
  • $611Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,395Additional noninterest income
  • $9,546Total noninterest expense
  • $4,935Salaries and employee benefits
  • $1,538Premises and equipment expense
  • $3,073Additional noninterest expense
  • $2,514Pre-tax net operating income
  • $0Securities gains (losses)
  • $895Applicable income taxes
  • $1,619Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,619Net income attributable to bank
  • $0Net charge-offs
  • $1,619Cash dividends
  • $2,191Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.82%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 4.87%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 3.76%Noninterest expense to earning assets
  • 0.60%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 7.11%Return on equity (ROE)
  • 7.11%Retained earnings to average equity (YTD only)
  • 0.97%Net charge-offs to loans
  • 104.61%Credit loss provision to net charge-offs
  • 2.19%Efficiency ratio
  • 66,270Assets per employee
  • 2.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 104.28%Noncurrent assets plus other real estate owned to assets
  • 2.08%Noncurrent loans to loans
  • 1.44%Net loans and leases to deposits
  • 90.76%Net loans and leases to core deposits
  • 91.95%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 8.73%Tier 1 risk-based capital ratio
  • 12.26%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $267,918Average earning assets
  • $22,779Average equity
  • $253,682Average loans

List of branches

  • 9 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015272Andrew Johnson Bank124 North Main Street, Greeneville, TN 37743May 12, 1975Full Service Brick and Mortar
    1253900East By-Pass Branch1660 East Andrew Johnson Hwy., Greeneville, TN 37743March 15, 1977Full Service Brick and Mortar
    2253901Snapps Ferry Road Branch905 Snapps Ferry Road, Greeneville, TN 37744July 02, 1990Full Service Brick and Mortar
    3253902Southwest Branch1102 West Main Street, Greeneville, TN 37744November 07, 1994Full Service Brick and Mortar
    4253903Morristown Branch435 West First North Street, Morristown, TN 37814May 13, 1996Full Service Brick and Mortar
    6444981Jonesborough Branch1551 East Jackson Boulevard, Jonesborough, TN 37659October 11, 2005Full Service Brick and Mortar
    7491859Andrew Johnson Bank Of Johnson City, Brown's Mill Road Branch3300 Brown's Mill Road, Johnson City, TN 37604June 29, 2009Full Service Brick and Mortar
    8496003Andrew Johnson Bank Lpo217 Broad Street, Nw, Cleveland, TN 37311October 19, 2009Limited Service Loan Production
    9510447Cleveland Branch555 North Ocoee Street, Cleveland, TN 37311July 14, 2010Full Service Brick and Mortar

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