Armed Forces Bank of California, National Association in San Diego, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Armed Forces Bank of California, National Association in San Diego, California (CA)
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Armed Forces Bank of California, National Association - Overview

  • General
  • FDIC Certificate #: 35354
    Status: Active
    Federal Reserve ID: 2845205
    Bank Holding Company (Regulatory Top Holder): Dickinson Financial Corporation Ii (RSSDID: 2107707, Location: Kansas City, MO)
    Date Established: October 25, 1999
    WWW: http://www.afbca.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Domestic: 8, Interstate: No)
    FDIC's unique #: 78816
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: October 25, 1999
    Last Structure Change Effective Date: July 12, 2009
    Last Structure Change Process Date: July 22, 2009
    Last Data Update: July 22, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 2260 Callagan Highway, Building 3187a, Suite 1, San Diego, CA 92136
    County: San Diego
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Diego, CA (#7320)
    Core Based Statistical Area (CBSA): San Diego-Carlsbad-San Marcos, CA (#41740)
    CBSA Metro Statistical Area: San Diego-Carlsbad-San Marcos, CA (#41740)
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $25.7 mil
    Equity capital: $5.5 mil
    Deposits held in domestic offices: $19.7 mil
    Return on assets (ROA): 1.85% ($0.5 mil)
    Quarterly return on assets: 1.32% ($0.3 mil)
    Return on Equity (ROE): 6.77% ($0.4 mil)
    Quarterly return on equity: 5.37% ($0.3 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 3.05% ($785.2 mil)
    Quarterly Pretax return on assets: 2.15% ($553.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 59Total employees (full-time equivalent)
  • $25,744Total assets
  • $14,897Cash and due from depository institutions
  • $11,106Interest-bearing balances
  • $8,121Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,638Net loans & leases
  • $80Loan loss allowance
  • $0Trading account assets
  • $805Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $25,744Life insurance assets
  • $283All other assets
  • $20,199Total liabilities and capital
  • $19,661Total liabilities
  • $14,317Total deposits
  • $19,661Interest-bearing deposits
  • $71Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $538Subordinated debt
  • $5,545All other liabilities
  • $5,545Total equity capital
  • $5,545Total bank equity capital
  • $0Perpetual preferred stock
  • $3,000Common stock
  • $600Surplus
  • $1,945Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $34Long-term assets (5+ years)
  • $20,865Average Assets, year-to-date
  • $4,908Average Assets, quarterly
  • $19,472Volatile liabilities
  • $22,479Insider loans
  • $3,864FHLB advances
  • $22,032Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,497Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10Restructured Loans and leases
  • $650Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $177Total interest income
  • $36Total interest expense
  • $141Net interest income
  • $30Provision for loan and lease losses
  • $3,704Total noninterest income
  • $0Fiduciary activities
  • $1,747Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,957Additional noninterest income
  • $3,222Total noninterest expense
  • $2,060Salaries and employee benefits
  • $268Premises and equipment expense
  • $894Additional noninterest expense
  • $593Pre-tax net operating income
  • $0Securities gains (losses)
  • $232Applicable income taxes
  • $361Income before extraordinary items
  • $0Extraordinary gains - net
  • $361Net income attributable to bank
  • $0Net charge-offs
  • $361Cash dividends
  • $122Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.23%Yield on earning assets
  • 0.25%Cost of funding earning assets
  • 0.98%Net interest margin
  • 25.80%Noninterest income to earning assets
  • 22.44%Noninterest expense to earning assets
  • 1.85%Net operating income to assets
  • 1.85%Return on assets (ROA)
  • 3.05%Pretax return on assets
  • 6.77%Return on equity (ROE)
  • 6.77%Retained earnings to average equity (YTD only)
  • 8.07%Net charge-offs to loans
  • 24.59%Credit loss provision to net charge-offs
  • 5.11%Efficiency ratio
  • 83,797Assets per employee
  • 0.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.66%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 8.33%Net loans and leases to core deposits
  • 8.33%Equity capital to assets
  • 21.54%Core capital (leverage) ratio
  • 24.95%Tier 1 risk-based capital ratio
  • 142.26%Total risk-based capital ratio
  • Memoranda
  • $144Average assets
  • $19,472Average earning assets
  • $5,329Average equity
  • $14,355Average loans

List of branches

  • 8 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    078816Armed Forces Bank Of California, National Association2260 Callagan Highway, Building 3187a, Suite 1, San Diego, CA 92136October 25, 1999Full Service Brick and Mortar
    2419830Fleet Store BranchBuilding 3301 Surface Navy Blvd, San Diego, CA 92136June 01, 2001Full Service Retail
    3419831Nas North Island BranchNex Building 2017, San Diego, CA 92135January 01, 2002Full Service Retail
    4429594Nab Coronado Branch3238 Guadal Canal Road, San Diego, CA 92155August 20, 2003Full Service Retail
    5443014Hueneme Office Branch130 23rd Avenue, Port Hueneme, CA 93043November 01, 2004Full Service Retail
    6465470Lemoore Branch796 Reeves Blvd, Lemoore Naval Air Station, CA 93245May 15, 2007Full Service Retail
    7493073Point Loma Branch140 Sylvester Road, San Diego, CA 92106August 01, 2008Full Service Retail
    8493074Navy Exchange Branch2260 Callagan Hwy Suite 1, San Diego, CA 92136May 01, 2001Full Service Retail

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