FDIC Certificate #: 14418 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Banco Popular North America (#34967) Federal Reserve ID: 927536 Date Established: June 11, 1934 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) OTS Docket #: 11969 FDIC's unique #: 9009 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: June 11, 1934 Last Structure Change Effective Date: September 23, 2000 Last Structure Change Process Date: November 08, 2000 Last Data Update: November 08, 2000 Data Source Date: April 05, 2012
Location
Address: 2 South Broadway, Aurora, IL 60507 County: Kane Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: New York FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $123.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
26Total employees (full-time equivalent)
$122,911Total assets
$4,492Cash and due from depository institutions
$112Interest-bearing balances
$20,497Securities
$14,400Federal funds sold & reverse repurchase agreements
$80,132Net loans & leases
$1,221Loan loss allowance
$0Trading account assets
$2,124Bank premises and fixed assets
$188Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,078All other assets
$122,911Total liabilities and capital
$112,807Total liabilities
$111,361Total deposits
$99,364Interest-bearing deposits
$111,361Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1Other borrowed funds
$0Subordinated debt
$1,445All other liabilities
$10,104Total equity capital
$10,104Total bank equity capital
$10,104Perpetual preferred stock
$0Common stock
$1,575Surplus
$6,960Undivided profits
Memoranda
$1,569Noncurrent loans and leases
$13,437Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,408Earning assets
$0Long-term assets (5+ years)
$372Average Assets, year-to-date
$115,141Average Assets, quarterly
$7,967Volatile liabilities
$125,031Insider loans
$125,906FHLB advances
$12,420Loans and leases held for sale
$65Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$889Total risk weighted assets
$13,437Total unused commitments
$0Restructured Loans and leases
$1,140Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$9,405Total interest income
$4,099Total interest expense
$5,306Net interest income
$578Provision for loan and lease losses
$903Total noninterest income
$0Fiduciary activities
$252Service charges on deposit accounts
$0Trading account gains & fees
$651Additional noninterest income
$4,331Total noninterest expense
$1,231Salaries and employee benefits
$521Premises and equipment expense
$2,579Additional noninterest expense
$1,300Pre-tax net operating income
$0Securities gains (losses)
$372Applicable income taxes
$928Income before extraordinary items
$0Extraordinary gains - net
$928Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$599Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.16%Yield on earning assets
3.56%Cost of funding earning assets
4.60%Net interest margin
0.78%Noninterest income to earning assets
3.76%Noninterest expense to earning assets
0.74%Net operating income to assets
0.74%Return on assets (ROA)
1.04%Pretax return on assets
10.01%Return on equity (ROE)
10.01%Retained earnings to average equity (YTD only)
0.69%Net charge-offs to loans
96.49%Credit loss provision to net charge-offs
3.14%Efficiency ratio
69,754Assets per employee
4.73%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
86.72%Noncurrent assets plus other real estate owned to assets
1.30%Noncurrent loans to loans
1.73%Net loans and leases to deposits
71.96%Net loans and leases to core deposits
80.99%Equity capital to assets
8.22%Core capital (leverage) ratio
8.15%Tier 1 risk-based capital ratio
11.13%Total risk-based capital ratio
Memoranda
$12Average assets
$125,031Average earning assets
$9,266Average equity
$115,275Average loans
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