Banco Popular, National Association (Texas) - Overview
General
FDIC Certificate #: 22759 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Banco Popular North America (#34967) Federal Reserve ID: 470751 Date Established: December 01, 1978 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 5 (Interstate: No) OTS Docket #: 10154 FDIC's unique #: 15892 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: December 01, 1978 Last Structure Change Effective Date: January 01, 2000 Last Structure Change Process Date: March 29, 2000 Last Data Update: March 29, 2000 Data Source Date: April 05, 2012
Location
Address: 1615 Little York Road, Harris County, TX 77088 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: New York FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $185.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
131Total employees (full-time equivalent)
$185,908Total assets
$12,585Cash and due from depository institutions
$2,973Interest-bearing balances
$1,970Securities
$0Federal funds sold & reverse repurchase agreements
$153,436Net loans & leases
$1,808Loan loss allowance
$0Trading account assets
$5,700Bank premises and fixed assets
$532Other real estate owned
$9,316Goodwill and other intangibles
$0Life insurance assets
$2,369All other assets
$185,908Total liabilities and capital
$169,931Total liabilities
$146,438Total deposits
$128,630Interest-bearing deposits
$146,438Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$23,240Other borrowed funds
$0Subordinated debt
$253All other liabilities
$15,977Total equity capital
$15,977Total bank equity capital
$15,977Perpetual preferred stock
$0Common stock
$500Surplus
$21,715Undivided profits
Memoranda
$-6,238Noncurrent loans and leases
$8,215Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,280Earning assets
$116Long-term assets (5+ years)
$1,151Average Assets, year-to-date
$158,379Average Assets, quarterly
$68,495Volatile liabilities
$143,886Insider loans
$180,463FHLB advances
$95,729Loans and leases held for sale
$465Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,215Total unused commitments
$0Restructured Loans and leases
$1,225Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$12,942Total interest income
$5,668Total interest expense
$7,274Net interest income
$2,006Provision for loan and lease losses
$3,254Total noninterest income
$0Fiduciary activities
$2,432Service charges on deposit accounts
$0Trading account gains & fees
$822Additional noninterest income
$16,277Total noninterest expense
$6,255Salaries and employee benefits
$1,912Premises and equipment expense
$8,110Additional noninterest expense
-$7,755Pre-tax net operating income
$0Securities gains (losses)
-$2,503Applicable income taxes
-$5,252Income before extraordinary items
$0Extraordinary gains - net
-$5,252Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$778Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
10.90%Yield on earning assets
4.77%Cost of funding earning assets
6.12%Net interest margin
2.74%Noninterest income to earning assets
13.71%Noninterest expense to earning assets
-3.65%Net operating income to assets
-3.65%Return on assets (ROA)
-5.39%Pretax return on assets
-35.21%Return on equity (ROE)
-35.21%Retained earnings to average equity (YTD only)
0.69%Net charge-offs to loans
257.84%Credit loss provision to net charge-offs
-7.39%Efficiency ratio
147,274Assets per employee
1.42%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.16%Loss allowance to noncurrent loans
79.30%Noncurrent assets plus other real estate owned to assets
1.51%Noncurrent loans to loans
1.47%Net loans and leases to deposits
104.78%Net loans and leases to core deposits
295.25%Equity capital to assets
8.59%Core capital (leverage) ratio
3.85%Tier 1 risk-based capital ratio
6.84%Total risk-based capital ratio
Memoranda
$8Average assets
$143,886Average earning assets
$14,915Average equity
$118,761Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Banco Popular, National Association (Texas).
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: