Bank IV, National Association in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 18, 1996

  • Bank IV, National Association in Wichita, Kansas (KS)
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Bank IV, National Association - Overview

  • General
  • FDIC Certificate #: 4800
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Nationsbank, National Association (Mid-West) (#19362)
    Federal Reserve ID: 373357
    Date Established: March 14, 1887
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 87 (Interstate: No)
    OTS Docket #: 10653
    FDIC's unique #: 3209
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 18, 1996
    Last Structure Change Process Date: October 24, 1996
    Last Data Update: October 24, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Broadway, Wichita, KS 67201
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • Financial Summary
  • Total assets: $4,597.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $1,611Total assets
  • $5,063,563Cash and due from depository institutions
  • $393,782Interest-bearing balances
  • $431Securities
  • $1,635,303Federal funds sold & reverse repurchase agreements
  • $230,155Net loans & leases
  • $2,599,812Loan loss allowance
  • $41,763Trading account assets
  • $919Bank premises and fixed assets
  • $92,640Other real estate owned
  • $1,444Goodwill and other intangibles
  • $71,365Life insurance assets
  • $38,143All other assets
  • $0Total liabilities and capital
  • $5,063,563Total liabilities
  • $4,691,394Total deposits
  • $4,095,064Interest-bearing deposits
  • $3,333,747Deposits held in domestic offices
  • 4095064.00%% insured (estimated)
  • $83Federal funds purchased & repurchase agreements
  • $513,775Trading liabilities
  • $0Other borrowed funds
  • $41,506Subordinated debt
  • $0All other liabilities
  • $41,049Total equity capital
  • $41,049Total bank equity capital
  • $372,169Perpetual preferred stock
  • $0Common stock
  • $49,471Surplus
  • $227,064Undivided profits
  • Memoranda
  • $95,634Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $15,865Income earned, not collected on loans
  • $25,824Earning assets
  • $4,466,620Long-term assets (5+ years)
  • $811,937Average Assets, year-to-date
  • $5,109,536Average Assets, quarterly
  • $5,019,520Volatile liabilities
  • $688,466Insider loans
  • $65,299FHLB advances
  • $0Loans and leases held for sale
  • $92,040Unused loan commitments
  • $1,302,291Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $331,637Total risk weighted assets
  • $3,296,968Total unused commitments
  • $0Restructured Loans and leases
  • $81,249Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $362,643Total interest expense
  • $181,906Net interest income
  • $180,737Provision for loan and lease losses
  • $3Total noninterest income
  • $86,780Fiduciary activities
  • $19,662Service charges on deposit accounts
  • $27,246Trading account gains & fees
  • $1,514Additional noninterest income
  • $38,358Total noninterest expense
  • $162,083Salaries and employee benefits
  • $58,700Premises and equipment expense
  • $14,568Additional noninterest expense
  • $88,815Pre-tax net operating income
  • $105,431Securities gains (losses)
  • -$16,868Applicable income taxes
  • $33,114Income before extraordinary items
  • $55,449Extraordinary gains - net
  • $0Net income attributable to bank
  • $55,449Net charge-offs
  • $488Cash dividends
  • $78,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.93%Cost of funding earning assets
  • 3.98%Net interest margin
  • 3.95%Noninterest income to earning assets
  • 1.90%Noninterest expense to earning assets
  • 3.55%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 1.73%Return on equity (ROE)
  • 14.80%Retained earnings to average equity (YTD only)
  • -6.02%Net charge-offs to loans
  • 0.02%Credit loss provision to net charge-offs
  • 0.61%Efficiency ratio
  • 58,606Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 140.67%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 263.24%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.60%Net loans and leases to deposits
  • 63.49%Net loans and leases to core deposits
  • 66.04%Equity capital to assets
  • 7.35%Core capital (leverage) ratio
  • 6.70%Tier 1 risk-based capital ratio
  • 10.06%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $5,109,536Average earning assets
  • $374,764Average equity
  • $4,570,713Average loans

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