Bank Northwest in city_name, state_name - Detailed Financial Reports, Location

Bank Northwest in Hamilton, Missouri (MO)
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Bank Northwest routing number info

Bank Northwest - Overview

General
FDIC Certificate #: 16601
Status: Active
Federal Reserve ID: 645157
Bank Holding Company (Regulatory Top Holder): Caldwell County Bancshares, Inc. (RSSDID: 1870022, Location: Hamilton, MO)
Date Established: August 04, 1945
WWW: http://www.banknw.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 12437
FDIC's unique #: 10744
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: August 04, 1947
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 201 South Davis Street, Hamilton, MO 64644
County: Caldwell
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $106.3 mil
Equity capital: $9.2 mil
Deposits held in domestic offices: $96.9 mil
Return on assets (ROA): 2.14% ($2.3 mil)
Quarterly return on assets: 2.51% ($2.7 mil)
Return on Equity (ROE): 24.97% ($2.2 mil)
Quarterly return on equity: 28.13% ($2.5 mil)
Net income: $2.1 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 2.15% ($2,285.7 mil)
Quarterly Pretax return on assets: 2.52% ($2,679.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$106,310Total assets
$9,102Cash and due from depository institutions
$3,570Interest-bearing balances
$13,402Securities
$12,623Federal funds sold & reverse repurchase agreements
$67,114Net loans & leases
$547Loan loss allowance
$0Trading account assets
$2,163Bank premises and fixed assets
$263Other real estate owned
$0Goodwill and other intangibles
$106,311Life insurance assets
$1,643All other assets
$97,062Total liabilities and capital
$96,931Total liabilities
$79,165Total deposits
$96,931Interest-bearing deposits
$80Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$131Subordinated debt
$9,249All other liabilities
$9,249Total equity capital
$9,249Total bank equity capital
$0Perpetual preferred stock
$60Common stock
$1,809Surplus
$7,380Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$505Income earned, not collected on loans
$26Earning assets
$1,093Long-term assets (5+ years)
$96,709Average Assets, year-to-date
$17,997Average Assets, quarterly
$99,195Volatile liabilities
$100,099Insider loans
$68,148FHLB advances
$97,442Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,003Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,241Restructured Loans and leases
$69Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,893Total interest income
$950Total interest expense
$3,943Net interest income
$200Provision for loan and lease losses
$876Total noninterest income
$0Fiduciary activities
$740Service charges on deposit accounts
$0Trading account gains & fees
$136Additional noninterest income
$2,505Total noninterest expense
$1,321Salaries and employee benefits
$483Premises and equipment expense
$701Additional noninterest expense
$2,114Pre-tax net operating income
$14Securities gains (losses)
$4Applicable income taxes
$2,124Income before extraordinary items
$0Extraordinary gains - net
$2,124Net income attributable to bank
$0Net charge-offs
$2,124Cash dividends
$434Sale, conversion, retirement of capital stock, net
$1,779Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.39%Yield on earning assets
1.05%Cost of funding earning assets
4.35%Net interest margin
0.97%Noninterest income to earning assets
2.76%Noninterest expense to earning assets
2.13%Net operating income to assets
2.14%Return on assets (ROA)
2.15%Pretax return on assets
24.97%Return on equity (ROE)
4.06%Retained earnings to average equity (YTD only)
0.65%Net charge-offs to loans
46.08%Credit loss provision to net charge-offs
5.33%Efficiency ratio
51,982Assets per employee
4.43%Cash dividends to net income (YTD only)
Condition Ratios (%)
83.76%Loss allowance to loans
0.81%Loss allowance to noncurrent loans
108.32%Noncurrent assets plus other real estate owned to assets
0.72%Noncurrent loans to loans
0.75%Net loans and leases to deposits
69.24%Net loans and leases to core deposits
69.88%Equity capital to assets
8.70%Core capital (leverage) ratio
9.24%Tier 1 risk-based capital ratio
13.21%Total risk-based capital ratio
Memoranda
$14Average assets
$99,195Average earning assets
$8,505Average equity
$90,744Average loans

List of branches

5 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10744	Bank Northwest	201 South Davis Street, Hamilton, MO 64644	August 04, 1945	Full Service Brick and Mortar
2	8580	Polo Branch	Highways 13 And 116, Polo, MO 64671	January 01, 1892	Full Service Brick and Mortar
3	3020	Bethany Branch	2804 Miller, Bethany, MO 64424	April 10, 1925	Full Service Brick and Mortar
5	363007	South Davis Branch	201 South Davis Street, Hamilton, MO 64644	December 26, 2001	Limited Service Messenger
6	465848	Bank Northwest Stanberry Branch	217 E Main, Stanberry, MO 64489	July 03, 2006	Full Service Brick and Mortar

Bank Northwest in Hamilton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank Northwest - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank Northwest in Hamilton, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank Northwest - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank Northwest in Hamilton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches