Bank One, Beaver Dam in Beaver Dam, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 07, 1996

  • Bank One, Beaver Dam in Beaver Dam, Wisconsin (WI)
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Bank One, Beaver Dam - Overview

  • General
  • FDIC Certificate #: 10013
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Wisconsin (#2487)
    Federal Reserve ID: 206240
    Date Established: September 20, 1911
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    FDIC's unique #: 6402
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 07, 1996
    Last Structure Change Process Date: January 16, 1997
    Last Data Update: January 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 North Spring Street, Beaver Dam, WI 53916
    County: Dodge
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Fond du Lac-Beaver Dam, WI (#252)
    Core Based Statistical Area (CBSA): Beaver Dam, WI (#13180)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $274.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $99Total assets
  • $250,264Cash and due from depository institutions
  • $25,224Interest-bearing balances
  • $16,445Securities
  • $35,190Federal funds sold & reverse repurchase agreements
  • $4,491Net loans & leases
  • $177,483Loan loss allowance
  • $1,926Trading account assets
  • $0Bank premises and fixed assets
  • $3,432Other real estate owned
  • $61Goodwill and other intangibles
  • $3,989Life insurance assets
  • $394All other assets
  • $0Total liabilities and capital
  • $250,264Total liabilities
  • $225,378Total deposits
  • $210,329Interest-bearing deposits
  • $181,806Deposits held in domestic offices
  • 210329.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $9,229Trading liabilities
  • $0Other borrowed funds
  • $823Subordinated debt
  • $0All other liabilities
  • $4,997Total equity capital
  • $4,997Total bank equity capital
  • $24,886Perpetual preferred stock
  • $0Common stock
  • $955Surplus
  • $14,103Undivided profits
  • Memoranda
  • $9,828Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $800Income earned, not collected on loans
  • $1,497Earning assets
  • $233,609Long-term assets (5+ years)
  • $2,988Average Assets, year-to-date
  • $255,483Average Assets, quarterly
  • $255,720Volatile liabilities
  • $24,923Insider loans
  • $5,813FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $60,427Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $24,753Total risk weighted assets
  • $200,584Total unused commitments
  • $0Restructured Loans and leases
  • $123,033Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $21,300Total interest expense
  • $9,563Net interest income
  • $11,737Provision for loan and lease losses
  • $647Total noninterest income
  • $1,504Fiduciary activities
  • $0Service charges on deposit accounts
  • $696Trading account gains & fees
  • $0Additional noninterest income
  • $808Total noninterest expense
  • $8,211Salaries and employee benefits
  • $2,688Premises and equipment expense
  • $748Additional noninterest expense
  • $4,775Pre-tax net operating income
  • $4,383Securities gains (losses)
  • $18Applicable income taxes
  • $1,512Income before extraordinary items
  • $2,889Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,889Net charge-offs
  • $694Cash dividends
  • $2,101Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.91%Cost of funding earning assets
  • 4.00%Net interest margin
  • 4.91%Noninterest income to earning assets
  • 0.63%Noninterest expense to earning assets
  • 3.44%Net operating income to assets
  • 1.13%Return on assets (ROA)
  • 1.13%Pretax return on assets
  • 1.72%Return on equity (ROE)
  • 11.89%Retained earnings to average equity (YTD only)
  • 3.24%Net charge-offs to loans
  • 0.35%Credit loss provision to net charge-offs
  • 93.23%Efficiency ratio
  • 61,393Assets per employee
  • 2.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.72%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 240.75%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 84.38%Net loans and leases to core deposits
  • 90.85%Equity capital to assets
  • 9.94%Core capital (leverage) ratio
  • 9.46%Tier 1 risk-based capital ratio
  • 12.34%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $255,483Average earning assets
  • $24,290Average equity
  • $238,986Average loans

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