Bank One, Chicago in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • Bank One, Chicago in Chicago, Illinois (IL)
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Bank One, Chicago - Overview

  • General
  • FDIC Certificate #: 21008
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Bank One, Chicago, National Association (#3663)
    Federal Reserve ID: 326737
    Date Established: March 26, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14511
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 26, 1973
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: April 30, 1993
    Last Data Update: April 30, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 208 South Lasalle Street, Chicago, IL 60604
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $61.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $65,656Cash and due from depository institutions
  • $1,334Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $9,740Net loans & leases
  • $53,473Loan loss allowance
  • $622Trading account assets
  • $0Bank premises and fixed assets
  • $104Other real estate owned
  • $335Goodwill and other intangibles
  • $670Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $65,656Total liabilities
  • $61,301Total deposits
  • $61,013Interest-bearing deposits
  • $54,873Deposits held in domestic offices
  • 61013.00%% insured (estimated)
  • $47Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $288Total equity capital
  • $288Total bank equity capital
  • $4,355Perpetual preferred stock
  • $0Common stock
  • $1,150Surplus
  • $4,000Undivided profits
  • Memoranda
  • $-795Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $460Income earned, not collected on loans
  • $237Earning assets
  • $63,213Long-term assets (5+ years)
  • $981Average Assets, year-to-date
  • $62,874Average Assets, quarterly
  • $65,787Volatile liabilities
  • $20,691Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $12,161Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,355Total risk weighted assets
  • $61,636Total unused commitments
  • $0Restructured Loans and leases
  • $162Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,608Total interest expense
  • $1,918Net interest income
  • $2,690Provision for loan and lease losses
  • $879Total noninterest income
  • $1,039Fiduciary activities
  • $0Service charges on deposit accounts
  • $85Trading account gains & fees
  • $0Additional noninterest income
  • $954Total noninterest expense
  • $3,265Salaries and employee benefits
  • $1,493Premises and equipment expense
  • $703Additional noninterest expense
  • $1,069Pre-tax net operating income
  • -$415Securities gains (losses)
  • $0Applicable income taxes
  • -$153Income before extraordinary items
  • -$262Extraordinary gains - net
  • $0Net income attributable to bank
  • -$262Net charge-offs
  • $725Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.72%Cost of funding earning assets
  • 3.21%Net interest margin
  • 4.50%Noninterest income to earning assets
  • 1.74%Noninterest expense to earning assets
  • 5.47%Net operating income to assets
  • -0.42%Return on assets (ROA)
  • -0.42%Pretax return on assets
  • -0.66%Return on equity (ROE)
  • -5.90%Retained earnings to average equity (YTD only)
  • -5.90%Net charge-offs to loans
  • 1.54%Credit loss provision to net charge-offs
  • 121.24%Efficiency ratio
  • 87,557Assets per employee
  • 2.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 135.22%Noncurrent assets plus other real estate owned to assets
  • 1.21%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 87.64%Net loans and leases to core deposits
  • 132.61%Equity capital to assets
  • 6.63%Core capital (leverage) ratio
  • 7.20%Tier 1 risk-based capital ratio
  • 7.07%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $62,874Average earning assets
  • $4,444Average equity
  • $59,721Average loans

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