Bank One, Colorado, National Association in city_name, state_name

Bank One, Colorado, National Association in Denver, Colorado (CO)
Show street view No street view available for this location

Bank One, Colorado, National Association - Overview

General
FDIC Certificate #: 18914
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, National Association (#3618)
Federal Reserve ID: 25450
Date Established: October 14, 1963
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 56 (Interstate: No)
FDIC's unique #: 12761
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: October 14, 1963
Last Structure Change Effective Date: August 22, 2002
Last Structure Change Process Date: September 04, 2002
Last Data Update: September 04, 2002
Data Source Date: April 05, 2012
Location
Address: 1125 17th Street, Denver, CO 80202
County: Denver
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Chicago
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Denver, CO (#2080)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
Financial Summary
Total assets: $4,006.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

Dollar figures in thousands
580Total employees (full-time equivalent)
$3,899,164Total assets
$424,768Cash and due from depository institutions
$123,135Interest-bearing balances
$1,183,759Securities
$355,695Federal funds sold & reverse repurchase agreements
$1,807,546Net loans & leases
$58,650Loan loss allowance
$5,922Trading account assets
$27,241Bank premises and fixed assets
$0Other real estate owned
$5,001Goodwill and other intangibles
$0Life insurance assets
$89,232All other assets
$3,899,164Total liabilities and capital
$3,577,136Total liabilities
$2,802,039Total deposits
$1,895,686Interest-bearing deposits
$2,802,039Deposits held in domestic offices
0.00%% insured (estimated)
$596,044Federal funds purchased & repurchase agreements
$5,922Trading liabilities
$20,206Other borrowed funds
$110,000Subordinated debt
$42,925All other liabilities
$322,028Total equity capital
$322,028Total bank equity capital
$322,028Perpetual preferred stock
$0Common stock
$100,000Surplus
$160,000Undivided profits
Memoranda
$62,028Noncurrent loans and leases
$627,299Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$19,399Earning assets
$0Long-term assets (5+ years)
$10,645Average Assets, year-to-date
$3,470,135Average Assets, quarterly
$298,193Volatile liabilities
$4,015,425Insider loans
$3,938,343FHLB advances
$734,459Loans and leases held for sale
$40Unused loan commitments
$0Tier 1 (core) risk-based capital
$345,215Tier 2 risk-based capital
$75,042Total risk weighted assets
$627,299Total unused commitments
$0Restructured Loans and leases
$156,993Derivatives

Income and Expense (December 31, 2001)

Dollar figures in thousands
$282,882Total interest income
$90,676Total interest expense
$192,206Net interest income
$35,405Provision for loan and lease losses
$167,843Total noninterest income
$0Fiduciary activities
$30,392Service charges on deposit accounts
$23Trading account gains & fees
$137,428Additional noninterest income
$220,828Total noninterest expense
$28,502Salaries and employee benefits
$13,226Premises and equipment expense
$179,100Additional noninterest expense
$103,816Pre-tax net operating income
$1,149Securities gains (losses)
$40,263Applicable income taxes
$64,702Income before extraordinary items
$0Extraordinary gains - net
$64,702Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$22,289Sale, conversion, retirement of capital stock, net
$60,000Net operating income

Performance and Condition Ratios (December 31, 2001)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.21%Yield on earning assets
2.63%Cost of funding earning assets
5.58%Net interest margin
4.87%Noninterest income to earning assets
6.41%Noninterest expense to earning assets
1.59%Net operating income to assets
1.61%Return on assets (ROA)
2.61%Pretax return on assets
20.28%Return on equity (ROE)
1.47%Retained earnings to average equity (YTD only)
1.09%Net charge-offs to loans
158.85%Credit loss provision to net charge-offs
6.25%Efficiency ratio
61,238Assets per employee
6.72%Cash dividends to net income (YTD only)
Condition Ratios (%)
92.73%Loss allowance to loans
3.14%Loss allowance to noncurrent loans
302.34%Noncurrent assets plus other real estate owned to assets
1.11%Noncurrent loans to loans
1.04%Net loans and leases to deposits
64.51%Net loans and leases to core deposits
67.43%Equity capital to assets
8.26%Core capital (leverage) ratio
8.32%Tier 1 risk-based capital ratio
8.50%Total risk-based capital ratio
Memoranda
$13Average assets
$4,015,425Average earning assets
$319,008Average equity
$3,444,331Average loans

Total Fiduciary and Related Assets (December 31, 2001)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$113,107Managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
59Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$113,107Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2001)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$1,772,903Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans

Bank One, Colorado, National Association in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank One, Colorado, National Association - Overview

Assets and Liabilities (December 31, 2001)

Income and Expense (December 31, 2001)

Performance and Condition Ratios (December 31, 2001)

Total Fiduciary and Related Assets (December 31, 2001)

Bank Assets Sold and Securitized (December 31, 2001)

Comment about this bank, ask questions, or add new information about it:

Bank One, Colorado, National Association in Denver, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank One, Colorado, National Association - Overview

Assets and Liabilities (December 31, 2001)

Income and Expense (December 31, 2001)

Performance and Condition Ratios (December 31, 2001)

Total Fiduciary and Related Assets (December 31, 2001)

Bank Assets Sold and Securitized (December 31, 2001)

Comment about this bank, ask questions, or add new information about it:

Bank One, Colorado, National Association in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches