Bank One, Delaware, National Association in Wilmington, Delaware (DE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2004

  • Bank One, Delaware, National Association in Wilmington, Delaware (DE)
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Bank One, Delaware, National Association - Overview

  • General
  • FDIC Certificate #: 24503
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chase Bank USA, National Association (#23702)
    Federal Reserve ID: 427719
    Date Established: May 11, 1983
    WWW: http://www.bankone.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17030
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 11, 1983
    Last Structure Change Effective Date: October 01, 2004
    Last Structure Change Process Date: October 19, 2004
    Last Data Update: October 19, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 Walnut Street, Wilmington, DE 19801
    County: New Castle
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Claymont
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
  • Financial Summary
  • Total assets: $31,782.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 8,270Total employees (full-time equivalent)
  • $19,733,914Total assets
  • $586,016Cash and due from depository institutions
  • $0Interest-bearing balances
  • $10,089,917Securities
  • $601,038Federal funds sold & reverse repurchase agreements
  • $3,805,489Net loans & leases
  • $141,980Loan loss allowance
  • $0Trading account assets
  • $350,359Bank premises and fixed assets
  • $0Other real estate owned
  • $1,275,931Goodwill and other intangibles
  • $0Life insurance assets
  • $3,025,164All other assets
  • $19,733,914Total liabilities and capital
  • $16,352,527Total liabilities
  • $2,020,512Total deposits
  • $1,981,531Interest-bearing deposits
  • $2,020,512Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,391,439Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,705,623Other borrowed funds
  • $0Subordinated debt
  • $1,234,953All other liabilities
  • $3,381,387Total equity capital
  • $3,381,387Total bank equity capital
  • $3,381,387Perpetual preferred stock
  • $0Common stock
  • $17,500Surplus
  • $2,572,534Undivided profits
  • Memoranda
  • $791,353Noncurrent loans and leases
  • $346,250,971Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $60,525Earning assets
  • $0Long-term assets (5+ years)
  • $58,253Average Assets, year-to-date
  • $14,496,444Average Assets, quarterly
  • $3,451Volatile liabilities
  • $18,259,762Insider loans
  • $18,606,046FHLB advances
  • $14,850,772Loans and leases held for sale
  • $1,492Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,853,750Tier 2 risk-based capital
  • $1,788,107Total risk weighted assets
  • $346,250,971Total unused commitments
  • $0Restructured Loans and leases
  • $141,980Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $1,129,121Total interest income
  • $494,356Total interest expense
  • $634,765Net interest income
  • $244,882Provision for loan and lease losses
  • $2,302,821Total noninterest income
  • $0Fiduciary activities
  • $20Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,302,801Additional noninterest income
  • $1,944,930Total noninterest expense
  • $494,345Salaries and employee benefits
  • $110,099Premises and equipment expense
  • $1,340,486Additional noninterest expense
  • $747,774Pre-tax net operating income
  • -$4,957Securities gains (losses)
  • $279,150Applicable income taxes
  • $463,667Income before extraordinary items
  • $0Extraordinary gains - net
  • $463,667Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $228,882Sale, conversion, retirement of capital stock, net
  • $500,000Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.14%Yield on earning assets
  • 3.57%Cost of funding earning assets
  • 4.58%Net interest margin
  • 16.61%Noninterest income to earning assets
  • 14.03%Noninterest expense to earning assets
  • 2.56%Net operating income to assets
  • 2.54%Return on assets (ROA)
  • 4.07%Pretax return on assets
  • 13.27%Return on equity (ROE)
  • -1.04%Retained earnings to average equity (YTD only)
  • 5.59%Net charge-offs to loans
  • 106.99%Credit loss provision to net charge-offs
  • 4.34%Efficiency ratio
  • 62,735Assets per employee
  • 2.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 107.84%Loss allowance to loans
  • 3.60%Loss allowance to noncurrent loans
  • 234.58%Noncurrent assets plus other real estate owned to assets
  • 1.37%Noncurrent loans to loans
  • 1.53%Net loans and leases to deposits
  • 188.34%Net loans and leases to core deposits
  • 12135.62%Equity capital to assets
  • 17.13%Core capital (leverage) ratio
  • 14.84%Tier 1 risk-based capital ratio
  • 13.48%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $18,259,762Average earning assets
  • $3,493,637Average equity
  • $13,864,043Average loans

Bank Assets Sold and Securitized (December 31, 2003)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $0Home equity lines
  • $11,908,878Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

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