Bank One, Delaware, National Association in city_name, state_name

Bank One, Delaware, National Association in Wilmington, Delaware (DE)
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Bank One, Delaware, National Association - Overview

General
FDIC Certificate #: 24503
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Chase Bank USA, National Association (#23702)
Federal Reserve ID: 427719
Date Established: May 11, 1983
WWW: http://www.bankone.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 17030
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: May 11, 1983
Last Structure Change Effective Date: October 01, 2004
Last Structure Change Process Date: October 19, 2004
Last Data Update: October 19, 2004
Data Source Date: April 05, 2012
Location
Address: 201 Walnut Street, Wilmington, DE 19801
County: New Castle
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Claymont
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
Financial Summary
Total assets: $31,782.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
8,270Total employees (full-time equivalent)
$19,733,914Total assets
$586,016Cash and due from depository institutions
$0Interest-bearing balances
$10,089,917Securities
$601,038Federal funds sold & reverse repurchase agreements
$3,805,489Net loans & leases
$141,980Loan loss allowance
$0Trading account assets
$350,359Bank premises and fixed assets
$0Other real estate owned
$1,275,931Goodwill and other intangibles
$0Life insurance assets
$3,025,164All other assets
$19,733,914Total liabilities and capital
$16,352,527Total liabilities
$2,020,512Total deposits
$1,981,531Interest-bearing deposits
$2,020,512Deposits held in domestic offices
0.00%% insured (estimated)
$3,391,439Federal funds purchased & repurchase agreements
$0Trading liabilities
$9,705,623Other borrowed funds
$0Subordinated debt
$1,234,953All other liabilities
$3,381,387Total equity capital
$3,381,387Total bank equity capital
$3,381,387Perpetual preferred stock
$0Common stock
$17,500Surplus
$2,572,534Undivided profits
Memoranda
$791,353Noncurrent loans and leases
$346,250,971Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$60,525Earning assets
$0Long-term assets (5+ years)
$58,253Average Assets, year-to-date
$14,496,444Average Assets, quarterly
$3,451Volatile liabilities
$18,259,762Insider loans
$18,606,046FHLB advances
$14,850,772Loans and leases held for sale
$1,492Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,853,750Tier 2 risk-based capital
$1,788,107Total risk weighted assets
$346,250,971Total unused commitments
$0Restructured Loans and leases
$141,980Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$1,129,121Total interest income
$494,356Total interest expense
$634,765Net interest income
$244,882Provision for loan and lease losses
$2,302,821Total noninterest income
$0Fiduciary activities
$20Service charges on deposit accounts
$0Trading account gains & fees
$2,302,801Additional noninterest income
$1,944,930Total noninterest expense
$494,345Salaries and employee benefits
$110,099Premises and equipment expense
$1,340,486Additional noninterest expense
$747,774Pre-tax net operating income
-$4,957Securities gains (losses)
$279,150Applicable income taxes
$463,667Income before extraordinary items
$0Extraordinary gains - net
$463,667Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$228,882Sale, conversion, retirement of capital stock, net
$500,000Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.14%Yield on earning assets
3.57%Cost of funding earning assets
4.58%Net interest margin
16.61%Noninterest income to earning assets
14.03%Noninterest expense to earning assets
2.56%Net operating income to assets
2.54%Return on assets (ROA)
4.07%Pretax return on assets
13.27%Return on equity (ROE)
-1.04%Retained earnings to average equity (YTD only)
5.59%Net charge-offs to loans
106.99%Credit loss provision to net charge-offs
4.34%Efficiency ratio
62,735Assets per employee
2.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
107.84%Loss allowance to loans
3.60%Loss allowance to noncurrent loans
234.58%Noncurrent assets plus other real estate owned to assets
1.37%Noncurrent loans to loans
1.53%Net loans and leases to deposits
188.34%Net loans and leases to core deposits
12135.62%Equity capital to assets
17.13%Core capital (leverage) ratio
14.84%Tier 1 risk-based capital ratio
13.48%Total risk-based capital ratio
Memoranda
$14Average assets
$18,259,762Average earning assets
$3,493,637Average equity
$13,864,043Average loans

Bank Assets Sold and Securitized (December 31, 2003)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$11,908,878Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans

Bank One, Delaware, National Association in Wilmington, Delaware (DE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank One, Delaware, National Association - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Bank Assets Sold and Securitized (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Bank One, Delaware, National Association in Wilmington, Delaware (DE)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank One, Delaware, National Association - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Bank Assets Sold and Securitized (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Bank One, Delaware, National Association in Wilmington, Delaware (DE)
Overview, Financial Summary, Detailed Financial Reports, Branches