Bank One, Illinois, National Association in Springfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 08, 2002

  • Bank One, Illinois, National Association in Springfield, Illinois (IL)
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Bank One, Illinois, National Association - Overview

  • General
  • FDIC Certificate #: 935
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 262349
    Date Established: January 01, 1851
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 24 (Interstate: No)
    FDIC's unique #: 607
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 08, 2002
    Last Structure Change Process Date: November 27, 2002
    Last Data Update: November 27, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: One East Old State Capitol Plaza, Springfield, IL 62701
    County: Sangamon
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Springfield, IL (#7880)
    Core Based Statistical Area (CBSA): Springfield, IL (#44100)
    CBSA Metro Statistical Area: Springfield, IL (#44100)
  • Financial Summary
  • Total assets: $4,732.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 515Total employees (full-time equivalent)
  • $4,250,850Total assets
  • $475,880Cash and due from depository institutions
  • $172,409Interest-bearing balances
  • $1,727,919Securities
  • $49,233Federal funds sold & reverse repurchase agreements
  • $1,854,397Net loans & leases
  • $68,958Loan loss allowance
  • $9,065Trading account assets
  • $40,089Bank premises and fixed assets
  • $2,199Other real estate owned
  • $2,425Goodwill and other intangibles
  • $0Life insurance assets
  • $89,643All other assets
  • $4,250,850Total liabilities and capital
  • $3,862,196Total liabilities
  • $1,910,226Total deposits
  • $1,308,599Interest-bearing deposits
  • $1,910,226Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $859,399Federal funds purchased & repurchase agreements
  • $9,484Trading liabilities
  • $919,325Other borrowed funds
  • $95,000Subordinated debt
  • $68,762All other liabilities
  • $388,654Total equity capital
  • $388,654Total bank equity capital
  • $388,654Perpetual preferred stock
  • $0Common stock
  • $47,889Surplus
  • $243,713Undivided profits
  • Memoranda
  • $97,052Noncurrent loans and leases
  • $619,211Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $22,653Earning assets
  • $0Long-term assets (5+ years)
  • $12,775Average Assets, year-to-date
  • $3,803,958Average Assets, quarterly
  • $206,409Volatile liabilities
  • $4,049,206Insider loans
  • $4,173,644FHLB advances
  • $1,885,432Loans and leases held for sale
  • $75Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $561,750Tier 2 risk-based capital
  • $105,059Total risk weighted assets
  • $619,211Total unused commitments
  • $0Restructured Loans and leases
  • $147,973Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $297,002Total interest income
  • $119,715Total interest expense
  • $177,287Net interest income
  • $36,604Provision for loan and lease losses
  • $203,666Total noninterest income
  • $0Fiduciary activities
  • $23,393Service charges on deposit accounts
  • $27Trading account gains & fees
  • $180,246Additional noninterest income
  • $249,423Total noninterest expense
  • $25,384Salaries and employee benefits
  • $15,735Premises and equipment expense
  • $208,304Additional noninterest expense
  • $94,926Pre-tax net operating income
  • $1,566Securities gains (losses)
  • $34,245Applicable income taxes
  • $62,247Income before extraordinary items
  • $0Extraordinary gains - net
  • $62,247Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $30,750Sale, conversion, retirement of capital stock, net
  • $20,000Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.35%Yield on earning assets
  • 3.37%Cost of funding earning assets
  • 4.99%Net interest margin
  • 5.73%Noninterest income to earning assets
  • 7.01%Noninterest expense to earning assets
  • 1.51%Net operating income to assets
  • 1.54%Return on assets (ROA)
  • 2.38%Pretax return on assets
  • 17.23%Return on equity (ROE)
  • 11.69%Retained earnings to average equity (YTD only)
  • 1.57%Net charge-offs to loans
  • 119.04%Credit loss provision to net charge-offs
  • 4.28%Efficiency ratio
  • 65,328Assets per employee
  • 8.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.13%Loss allowance to loans
  • 3.59%Loss allowance to noncurrent loans
  • 304.41%Noncurrent assets plus other real estate owned to assets
  • 1.37%Noncurrent loans to loans
  • 1.18%Net loans and leases to deposits
  • 97.08%Net loans and leases to core deposits
  • 102.48%Equity capital to assets
  • 9.14%Core capital (leverage) ratio
  • 9.47%Tier 1 risk-based capital ratio
  • 9.21%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $4,049,206Average earning assets
  • $361,293Average equity
  • $3,556,278Average loans

Bank Assets Sold and Securitized (December 31, 2001)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $0Home equity lines
  • $2,482,065Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

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