Bank One, Janesville, National Association in Janesville, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 07, 1996

  • Bank One, Janesville, National Association in Janesville, Wisconsin (WI)
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Bank One, Janesville, National Association - Overview

  • General
  • FDIC Certificate #: 5298
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Wisconsin (#2487)
    Federal Reserve ID: 468749
    Date Established: January 01, 1855
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 3563
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 07, 1996
    Last Structure Change Process Date: January 16, 1997
    Last Data Update: January 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West Milwaukee Street, Janesville, WI 53545
    County: Rock
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Janesville-Beloit, WI (#3620)
    Core Based Statistical Area (CBSA): Janesville, WI (#27500)
    CBSA Metro Statistical Area: Janesville, WI (#27500)
  • Financial Summary
  • Total assets: $265.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $90Total assets
  • $292,602Cash and due from depository institutions
  • $40,777Interest-bearing balances
  • $29,150Securities
  • $49,528Federal funds sold & reverse repurchase agreements
  • $17,872Net loans & leases
  • $176,047Loan loss allowance
  • $1,963Trading account assets
  • $0Bank premises and fixed assets
  • $3,323Other real estate owned
  • $0Goodwill and other intangibles
  • $4,053Life insurance assets
  • $1,002All other assets
  • $0Total liabilities and capital
  • $292,602Total liabilities
  • $269,815Total deposits
  • $214,194Interest-bearing deposits
  • $182,903Deposits held in domestic offices
  • 214194.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $51,672Trading liabilities
  • $0Other borrowed funds
  • $95Subordinated debt
  • $0All other liabilities
  • $3,854Total equity capital
  • $3,854Total bank equity capital
  • $22,787Perpetual preferred stock
  • $0Common stock
  • $1,149Surplus
  • $3,065Undivided profits
  • Memoranda
  • $18,573Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $838Income earned, not collected on loans
  • $1,768Earning assets
  • $272,597Long-term assets (5+ years)
  • $5,669Average Assets, year-to-date
  • $270,281Average Assets, quarterly
  • $281,002Volatile liabilities
  • $72,226Insider loans
  • $5,347FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $80,762Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $22,538Total risk weighted assets
  • $212,636Total unused commitments
  • $0Restructured Loans and leases
  • $105,123Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,998Total interest expense
  • $9,640Net interest income
  • $11,358Provision for loan and lease losses
  • $305Total noninterest income
  • $2,103Fiduciary activities
  • $0Service charges on deposit accounts
  • $736Trading account gains & fees
  • $0Additional noninterest income
  • $1,367Total noninterest expense
  • $8,305Salaries and employee benefits
  • $2,855Premises and equipment expense
  • $691Additional noninterest expense
  • $4,759Pre-tax net operating income
  • $4,851Securities gains (losses)
  • $16Applicable income taxes
  • $1,617Income before extraordinary items
  • $3,250Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,250Net charge-offs
  • $130Cash dividends
  • $2,046Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.35%Cost of funding earning assets
  • 3.84%Net interest margin
  • 4.52%Noninterest income to earning assets
  • 0.84%Noninterest expense to earning assets
  • 3.30%Net operating income to assets
  • 1.20%Return on assets (ROA)
  • 1.20%Pretax return on assets
  • 1.80%Return on equity (ROE)
  • 14.81%Retained earnings to average equity (YTD only)
  • 5.49%Net charge-offs to loans
  • 0.07%Credit loss provision to net charge-offs
  • 234.62%Efficiency ratio
  • 60,152Assets per employee
  • 3.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.95%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 234.25%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.47%Net loans and leases to deposits
  • 82.19%Net loans and leases to core deposits
  • 90.91%Equity capital to assets
  • 7.79%Core capital (leverage) ratio
  • 8.20%Tier 1 risk-based capital ratio
  • 10.60%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $270,281Average earning assets
  • $21,942Average equity
  • $251,337Average loans

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