Bank One, Kentucky, National Association in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 15, 2003

  • Bank One, Kentucky, National Association in Louisville, Kentucky (KY)
  • Show street view No street view available for this location

Bank One, Kentucky, National Association - Overview

  • General
  • FDIC Certificate #: 14985
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 404747
    Date Established: January 01, 1854
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 69 (Interstate: No)
    FDIC's unique #: 9389
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 15, 2003
    Last Structure Change Process Date: June 06, 2003
    Last Data Update: June 06, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 416 West Jefferson Street, Louisville, KY 40232
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • Financial Summary
  • Total assets: $5,515.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 820Total employees (full-time equivalent)
  • $5,773,739Total assets
  • $602,265Cash and due from depository institutions
  • $3,697Interest-bearing balances
  • $79,447Securities
  • $1,463,722Federal funds sold & reverse repurchase agreements
  • $3,435,137Net loans & leases
  • $95,736Loan loss allowance
  • $34,769Trading account assets
  • $44,915Bank premises and fixed assets
  • $1,090Other real estate owned
  • $10,954Goodwill and other intangibles
  • $0Life insurance assets
  • $101,440All other assets
  • $5,773,739Total liabilities and capital
  • $5,449,687Total liabilities
  • $4,541,010Total deposits
  • $3,097,245Interest-bearing deposits
  • $4,541,010Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $534,456Federal funds purchased & repurchase agreements
  • $36,446Trading liabilities
  • $12,164Other borrowed funds
  • $174,975Subordinated debt
  • $150,636All other liabilities
  • $324,052Total equity capital
  • $324,052Total bank equity capital
  • $324,052Perpetual preferred stock
  • $0Common stock
  • $76,534Surplus
  • $140,632Undivided profits
  • Memoranda
  • $106,886Noncurrent loans and leases
  • $1,276,646Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $41,244Earning assets
  • $0Long-term assets (5+ years)
  • $17,770Average Assets, year-to-date
  • $4,982,003Average Assets, quarterly
  • $244,378Volatile liabilities
  • $5,709,123Insider loans
  • $5,666,754FHLB advances
  • $772,938Loans and leases held for sale
  • $2,102Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,505,778Tier 2 risk-based capital
  • $171Total risk weighted assets
  • $1,276,646Total unused commitments
  • $0Restructured Loans and leases
  • $150,557Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $173,904Total interest income
  • $89,167Total interest expense
  • $84,737Net interest income
  • $49,829Provision for loan and lease losses
  • $127,751Total noninterest income
  • $22,735Fiduciary activities
  • $84,872Service charges on deposit accounts
  • $116Trading account gains & fees
  • $20,028Additional noninterest income
  • $184,088Total noninterest expense
  • $36,363Salaries and employee benefits
  • $19,125Premises and equipment expense
  • $128,600Additional noninterest expense
  • -$21,429Pre-tax net operating income
  • $916Securities gains (losses)
  • -$9,244Applicable income taxes
  • -$11,269Income before extraordinary items
  • $0Extraordinary gains - net
  • -$11,269Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $39,345Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.59%Yield on earning assets
  • 1.84%Cost of funding earning assets
  • 1.75%Net interest margin
  • 2.64%Noninterest income to earning assets
  • 3.80%Noninterest expense to earning assets
  • -0.21%Net operating income to assets
  • -0.20%Return on assets (ROA)
  • -0.36%Pretax return on assets
  • -3.37%Return on equity (ROE)
  • -3.37%Retained earnings to average equity (YTD only)
  • 1.04%Net charge-offs to loans
  • 126.65%Credit loss provision to net charge-offs
  • 0.72%Efficiency ratio
  • 86,635Assets per employee
  • 7.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.71%Loss allowance to noncurrent loans
  • 232.12%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 1.17%Net loans and leases to deposits
  • 75.65%Net loans and leases to core deposits
  • 79.17%Equity capital to assets
  • 5.61%Core capital (leverage) ratio
  • 5.53%Tier 1 risk-based capital ratio
  • 7.98%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $5,709,123Average earning assets
  • $334,165Average equity
  • $4,838,180Average loans

Total Fiduciary and Related Assets (December 31, 2002)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $3,435,327Managed Assets
  • 1Number of Accounts
  • $2,378,354Personal trust and agency accounts
  • $1,519,054Employee benefit-defined contribution accounts
  • $86,880Employee benefit-defined benefit accounts
  • $71,774Other retirement accounts
  • $60,026Corporate trust and agency accounts
  • $33,533Investment management agency accounts
  • $576,794Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $30,293Non-managed Assets
  • 3102Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,056,973Other retirement accounts
  • $33,192Corporate trust and agency accounts
  • $29,068Other fiduciary accounts
  • $4,506Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank One, Kentucky, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents