Bank One, LaGrange in La Grange, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • Bank One, LaGrange in La Grange, Illinois (IL)
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Bank One, LaGrange - Overview

  • General
  • FDIC Certificate #: 19967
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Bank One, Chicago, National Association (#3663)
    Federal Reserve ID: 576233
    Date Established: June 13, 1969
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    FDIC's unique #: 13710
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 13, 1969
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: April 30, 1993
    Last Data Update: April 30, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 14 South La Grange Road, La Grange, IL 60525
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $630.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $325Total assets
  • $614,197Cash and due from depository institutions
  • $35,115Interest-bearing balances
  • $0Securities
  • $34,972Federal funds sold & reverse repurchase agreements
  • $3,500Net loans & leases
  • $520,645Loan loss allowance
  • $5,973Trading account assets
  • $0Bank premises and fixed assets
  • $12,821Other real estate owned
  • $2,533Goodwill and other intangibles
  • $4,611Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $614,197Total liabilities
  • $573,329Total deposits
  • $478,189Interest-bearing deposits
  • $389,995Deposits held in domestic offices
  • 478189.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $91,528Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,612Total equity capital
  • $3,612Total bank equity capital
  • $40,868Perpetual preferred stock
  • $0Common stock
  • $6,243Surplus
  • $9,707Undivided profits
  • Memoranda
  • $24,918Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12,977Income earned, not collected on loans
  • $1,889Earning assets
  • $559,117Long-term assets (5+ years)
  • $37,608Average Assets, year-to-date
  • $567,052Average Assets, quarterly
  • $604,194Volatile liabilities
  • $116,598Insider loans
  • $34FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $74,951Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $40,868Total risk weighted assets
  • $570,301Total unused commitments
  • $0Restructured Loans and leases
  • $84,942Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $43,031Total interest expense
  • $17,111Net interest income
  • $25,920Provision for loan and lease losses
  • $4,101Total noninterest income
  • $6,589Fiduciary activities
  • $2,977Service charges on deposit accounts
  • $2,224Trading account gains & fees
  • $0Additional noninterest income
  • $1,388Total noninterest expense
  • $18,649Salaries and employee benefits
  • $8,477Premises and equipment expense
  • $3,312Additional noninterest expense
  • $6,860Pre-tax net operating income
  • $9,759Securities gains (losses)
  • $241Applicable income taxes
  • $3,295Income before extraordinary items
  • $6,705Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,705Net charge-offs
  • $2,430Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.32%Cost of funding earning assets
  • 3.31%Net interest margin
  • 5.01%Noninterest income to earning assets
  • 1.27%Noninterest expense to earning assets
  • 3.61%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 1.76%Return on equity (ROE)
  • 17.91%Retained earnings to average equity (YTD only)
  • 17.91%Net charge-offs to loans
  • 0.53%Credit loss provision to net charge-offs
  • 168.77%Efficiency ratio
  • 57,366Assets per employee
  • 1.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 46.03%Noncurrent assets plus other real estate owned to assets
  • 2.53%Noncurrent loans to loans
  • 2.46%Net loans and leases to deposits
  • 108.88%Net loans and leases to core deposits
  • 114.90%Equity capital to assets
  • 6.65%Core capital (leverage) ratio
  • 6.81%Tier 1 risk-based capital ratio
  • 7.17%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $567,052Average earning assets
  • $37,436Average equity
  • $516,896Average loans

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