Bank One, Lima, National Association in Lima, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 17, 1997

  • Bank One, Lima, National Association in Lima, Ohio (OH)
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Bank One, Lima, National Association - Overview

  • General
  • FDIC Certificate #: 19152
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#6559)
    Federal Reserve ID: 663629
    Date Established: June 22, 1964
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 27 (Interstate: No)
    FDIC's unique #: 12978
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: June 22, 1964
    Last Structure Change Effective Date: May 17, 1997
    Last Structure Change Process Date: June 02, 1997
    Last Data Update: June 02, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 121 West High Street, Lima, OH 45801
    County: Allen
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Lima, OH (#4320)
    Combined Statistical Area (CSA): Lima-Van Wert-Wapakoneta, OH (#338)
    Core Based Statistical Area (CBSA): Lima, OH (#30620)
    CBSA Metro Statistical Area: Lima, OH (#30620)
  • Financial Summary
  • Total assets: $804.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $303Total assets
  • $811,543Cash and due from depository institutions
  • $27,084Interest-bearing balances
  • $0Securities
  • $77,509Federal funds sold & reverse repurchase agreements
  • $28,668Net loans & leases
  • $654,134Loan loss allowance
  • $5,510Trading account assets
  • $0Bank premises and fixed assets
  • $9,975Other real estate owned
  • $395Goodwill and other intangibles
  • $10,815Life insurance assets
  • $2,963All other assets
  • $0Total liabilities and capital
  • $811,543Total liabilities
  • $740,908Total deposits
  • $692,533Interest-bearing deposits
  • $603,928Deposits held in domestic offices
  • 692533.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $32,863Trading liabilities
  • $0Other borrowed funds
  • $627Subordinated debt
  • $7,600All other liabilities
  • $7,285Total equity capital
  • $7,285Total bank equity capital
  • $70,635Perpetual preferred stock
  • $0Common stock
  • $2,850Surplus
  • $34,811Undivided profits
  • Memoranda
  • $32,974Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,416Income earned, not collected on loans
  • $4,877Earning assets
  • $760,311Long-term assets (5+ years)
  • $90,962Average Assets, year-to-date
  • $820,513Average Assets, quarterly
  • $815,781Volatile liabilities
  • $59,479Insider loans
  • $30,757FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $243,162Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $67,670Total risk weighted assets
  • $663,272Total unused commitments
  • $0Restructured Loans and leases
  • $198,184Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $65,104Total interest expense
  • $28,742Net interest income
  • $36,362Provision for loan and lease losses
  • $1,400Total noninterest income
  • $6,810Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,610Trading account gains & fees
  • $0Additional noninterest income
  • $3,200Total noninterest expense
  • $29,773Salaries and employee benefits
  • $9,115Premises and equipment expense
  • $3,162Additional noninterest expense
  • $17,496Pre-tax net operating income
  • $11,999Securities gains (losses)
  • $21Applicable income taxes
  • $3,620Income before extraordinary items
  • $8,400Extraordinary gains - net
  • $0Net income attributable to bank
  • $8,400Net charge-offs
  • $2,642Cash dividends
  • $2,484Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.58%Cost of funding earning assets
  • 3.79%Net interest margin
  • 4.79%Noninterest income to earning assets
  • 0.90%Noninterest expense to earning assets
  • 3.92%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.02%Pretax return on assets
  • 1.46%Return on equity (ROE)
  • 12.27%Retained earnings to average equity (YTD only)
  • 8.64%Net charge-offs to loans
  • 0.39%Credit loss provision to net charge-offs
  • 52.99%Efficiency ratio
  • 66,360Assets per employee
  • 2.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 29.57%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 101.74%Noncurrent assets plus other real estate owned to assets
  • 0.72%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 94.46%Net loans and leases to core deposits
  • 98.23%Equity capital to assets
  • 8.70%Core capital (leverage) ratio
  • 8.33%Tier 1 risk-based capital ratio
  • 10.20%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $820,513Average earning assets
  • $68,439Average equity
  • $759,180Average loans

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