Bank One, Oklahoma City in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 06, 1997

  • Bank One, Oklahoma City in Oklahoma City, Oklahoma (OK)
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Bank One, Oklahoma City - Overview

  • General
  • FDIC Certificate #: 15824
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Oklahoma, National Association (#4167)
    Federal Reserve ID: 31358
    Date Established: June 02, 1941
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 7 (Interstate: No)
    FDIC's unique #: 10067
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 02, 1941
    Last Structure Change Effective Date: December 06, 1997
    Last Structure Change Process Date: December 31, 1997
    Last Data Update: December 31, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 615 Classen Street, N.W., Oklahoma City, OK 73101
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $531.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $248Total assets
  • $592,067Cash and due from depository institutions
  • $39,186Interest-bearing balances
  • $0Securities
  • $99,716Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $434,761Loan loss allowance
  • $4,391Trading account assets
  • $0Bank premises and fixed assets
  • $11,545Other real estate owned
  • $186Goodwill and other intangibles
  • $6,673Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $592,067Total liabilities
  • $538,654Total deposits
  • $477,326Interest-bearing deposits
  • $368,891Deposits held in domestic offices
  • 477326.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $57,867Trading liabilities
  • $0Other borrowed funds
  • $268Subordinated debt
  • $0All other liabilities
  • $3,193Total equity capital
  • $3,193Total bank equity capital
  • $53,413Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $4,000Undivided profits
  • Memoranda
  • $45,413Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,709Income earned, not collected on loans
  • $3,289Earning assets
  • $534,477Long-term assets (5+ years)
  • $27,720Average Assets, year-to-date
  • $578,142Average Assets, quarterly
  • $586,319Volatile liabilities
  • $90,797Insider loans
  • $7,837FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $116,836Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $52,944Total risk weighted assets
  • $455,100Total unused commitments
  • $0Restructured Loans and leases
  • $135,266Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $45,889Total interest expense
  • $18,175Net interest income
  • $27,714Provision for loan and lease losses
  • $2,902Total noninterest income
  • $6,925Fiduciary activities
  • $0Service charges on deposit accounts
  • $5,071Trading account gains & fees
  • $0Additional noninterest income
  • $1,854Total noninterest expense
  • $19,307Salaries and employee benefits
  • $7,271Premises and equipment expense
  • $2,409Additional noninterest expense
  • $9,627Pre-tax net operating income
  • $12,430Securities gains (losses)
  • $0Applicable income taxes
  • $4,811Income before extraordinary items
  • $7,619Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,619Net charge-offs
  • $2,749Cash dividends
  • $13,794Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.64%Cost of funding earning assets
  • 3.42%Net interest margin
  • 5.22%Noninterest income to earning assets
  • 1.30%Noninterest expense to earning assets
  • 3.64%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 2.15%Return on equity (ROE)
  • 13.97%Retained earnings to average equity (YTD only)
  • -11.32%Net charge-offs to loans
  • 0.66%Credit loss provision to net charge-offs
  • 105.57%Efficiency ratio
  • 55,449Assets per employee
  • 2.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 181.05%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 93.25%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 91.08%Net loans and leases to core deposits
  • 97.83%Equity capital to assets
  • 9.02%Core capital (leverage) ratio
  • 9.16%Tier 1 risk-based capital ratio
  • 11.63%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $578,142Average earning assets
  • $54,556Average equity
  • $530,998Average loans

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