Bank One, Oshkosh, National Association in Oshkosh, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 07, 1996

  • Bank One, Oshkosh, National Association in Oshkosh, Wisconsin (WI)
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Bank One, Oshkosh, National Association - Overview

  • General
  • FDIC Certificate #: 5316
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Wisconsin (#2487)
    Federal Reserve ID: 253141
    Date Established: January 01, 1933
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 3581
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 07, 1996
    Last Structure Change Process Date: January 16, 1997
    Last Data Update: January 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 302 North Main Street, Oshkosh, WI 54901
    County: Winnebago
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
    Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
    Core Based Statistical Area (CBSA): Oshkosh-Neenah, WI (#36780)
    CBSA Metro Statistical Area: Oshkosh-Neenah, WI (#36780)
  • Financial Summary
  • Total assets: $128.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $48Total assets
  • $137,508Cash and due from depository institutions
  • $20,026Interest-bearing balances
  • $14,074Securities
  • $35,225Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $77,441Loan loss allowance
  • $944Trading account assets
  • $0Bank premises and fixed assets
  • $2,225Other real estate owned
  • $199Goodwill and other intangibles
  • $1,996Life insurance assets
  • $396All other assets
  • $0Total liabilities and capital
  • $137,508Total liabilities
  • $126,283Total deposits
  • $95,159Interest-bearing deposits
  • $78,370Deposits held in domestic offices
  • 95159.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $29,040Trading liabilities
  • $0Other borrowed funds
  • $1,195Subordinated debt
  • $0All other liabilities
  • $889Total equity capital
  • $889Total bank equity capital
  • $11,225Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,000Undivided profits
  • Memoranda
  • $9,725Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $492Income earned, not collected on loans
  • $650Earning assets
  • $126,740Long-term assets (5+ years)
  • $5,368Average Assets, year-to-date
  • $135,981Average Assets, quarterly
  • $140,100Volatile liabilities
  • $35,585Insider loans
  • $5,869FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $35,256Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,171Total risk weighted assets
  • $92,510Total unused commitments
  • $0Restructured Loans and leases
  • $52,466Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,555Total interest expense
  • $5,563Net interest income
  • $4,992Provision for loan and lease losses
  • $206Total noninterest income
  • $960Fiduciary activities
  • $0Service charges on deposit accounts
  • $393Trading account gains & fees
  • $0Additional noninterest income
  • $567Total noninterest expense
  • $3,723Salaries and employee benefits
  • $1,455Premises and equipment expense
  • $370Additional noninterest expense
  • $1,898Pre-tax net operating income
  • $2,023Securities gains (losses)
  • $6Applicable income taxes
  • $624Income before extraordinary items
  • $1,405Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,405Net charge-offs
  • $151Cash dividends
  • $660Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.30%Cost of funding earning assets
  • 4.38%Net interest margin
  • 3.93%Noninterest income to earning assets
  • 0.76%Noninterest expense to earning assets
  • 2.93%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 1.49%Return on equity (ROE)
  • 13.07%Retained earnings to average equity (YTD only)
  • 6.93%Net charge-offs to loans
  • 0.18%Credit loss provision to net charge-offs
  • 136.42%Efficiency ratio
  • 61,156Assets per employee
  • 2.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.98%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 191.87%Noncurrent assets plus other real estate owned to assets
  • 0.50%Noncurrent loans to loans
  • 0.63%Net loans and leases to deposits
  • 81.38%Net loans and leases to core deposits
  • 86.27%Equity capital to assets
  • 8.16%Core capital (leverage) ratio
  • 8.04%Tier 1 risk-based capital ratio
  • 12.08%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $135,981Average earning assets
  • $10,749Average equity
  • $127,135Average loans

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