Bank One, Wilmette in Wilmette, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • Bank One, Wilmette in Wilmette, Illinois (IL)
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Bank One, Wilmette - Overview

  • General
  • FDIC Certificate #: 943
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Bank One, Chicago, National Association (#3663)
    Federal Reserve ID: 612748
    Date Established: January 01, 1905
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 614
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: April 30, 1993
    Last Data Update: April 30, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1200 Central Avenue, Wilmette, IL 60091
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $346.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $114Total assets
  • $357,959Cash and due from depository institutions
  • $12,959Interest-bearing balances
  • $0Securities
  • $67,967Federal funds sold & reverse repurchase agreements
  • $29,200Net loans & leases
  • $239,905Loan loss allowance
  • $2,558Trading account assets
  • $0Bank premises and fixed assets
  • $3,353Other real estate owned
  • $440Goodwill and other intangibles
  • $4,135Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $357,959Total liabilities
  • $327,207Total deposits
  • $321,716Interest-bearing deposits
  • $279,337Deposits held in domestic offices
  • 321716.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $4,424Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,067Total equity capital
  • $1,067Total bank equity capital
  • $30,752Perpetual preferred stock
  • $0Common stock
  • $2,919Surplus
  • $9,663Undivided profits
  • Memoranda
  • $18,170Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,710Income earned, not collected on loans
  • $1,610Earning assets
  • $337,072Long-term assets (5+ years)
  • $17,555Average Assets, year-to-date
  • $357,242Average Assets, quarterly
  • $351,750Volatile liabilities
  • $14,147Insider loans
  • $167FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $45,314Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $30,752Total risk weighted assets
  • $259,147Total unused commitments
  • $0Restructured Loans and leases
  • $122,500Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $27,001Total interest expense
  • $10,631Net interest income
  • $16,370Provision for loan and lease losses
  • $1,275Total noninterest income
  • $2,353Fiduciary activities
  • $305Service charges on deposit accounts
  • $1,186Trading account gains & fees
  • $0Additional noninterest income
  • $862Total noninterest expense
  • $9,140Salaries and employee benefits
  • $3,833Premises and equipment expense
  • $1,126Additional noninterest expense
  • $4,181Pre-tax net operating income
  • $8,308Securities gains (losses)
  • $388Applicable income taxes
  • $2,504Income before extraordinary items
  • $6,192Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,192Net charge-offs
  • $1,055Cash dividends
  • $400Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.09%Cost of funding earning assets
  • 3.18%Net interest margin
  • 4.90%Noninterest income to earning assets
  • 0.70%Noninterest expense to earning assets
  • 2.74%Net operating income to assets
  • 1.66%Return on assets (ROA)
  • 1.73%Pretax return on assets
  • 2.43%Return on equity (ROE)
  • 22.29%Retained earnings to average equity (YTD only)
  • 20.85%Net charge-offs to loans
  • 0.42%Credit loss provision to net charge-offs
  • 120.85%Efficiency ratio
  • 48,817Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.46%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 68.95%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 1.53%Net loans and leases to deposits
  • 74.57%Net loans and leases to core deposits
  • 76.89%Equity capital to assets
  • 8.59%Core capital (leverage) ratio
  • 8.84%Tier 1 risk-based capital ratio
  • 11.87%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $357,242Average earning assets
  • $27,779Average equity
  • $333,814Average loans

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