Bank Texas, National Association in city_name, state_name - Detailed Financial Reports, Location

Bank Texas, National Association in Quitman, Texas (TX)
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Bank Texas, National Association routing number info

Bank Texas, National Association - Overview

General
FDIC Certificate #: 3402
Status: Active
Federal Reserve ID: 24668
Bank Holding Company (Regulatory Top Holder): Bt Holdings, Inc. (RSSDID: 3488681, Location: Quitman, TX)
Date Established: October 21, 1914
WWW: http://www.banktexas.org
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 9 (Domestic: 9, Interstate: No)
FDIC's unique #: 2216
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 412 East Goode Street, Quitman, TX 75783
County: Wood
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $211.5 mil
Equity capital: $21.4 mil
Deposits held in domestic offices: $181.1 mil
Return on assets (ROA): 0.76% ($1.6 mil)
Quarterly return on assets: 0.82% ($1.7 mil)
Return on Equity (ROE): 7.43% ($1.6 mil)
Quarterly return on equity: 8.05% ($1.7 mil)
Net income: $1.5 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 0.84% ($1,776.4 mil)
Quarterly Pretax return on assets: 0.91% ($1,924.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
73Total employees (full-time equivalent)
$211,477Total assets
$12,449Cash and due from depository institutions
$3,783Interest-bearing balances
$65,640Securities
$8,450Federal funds sold & reverse repurchase agreements
$112,877Net loans & leases
$1,461Loan loss allowance
$0Trading account assets
$8,170Bank premises and fixed assets
$211Other real estate owned
$486Goodwill and other intangibles
$211,477Life insurance assets
$3,194All other assets
$190,080Total liabilities and capital
$181,053Total liabilities
$139,621Total deposits
$181,053Interest-bearing deposits
$91Deposits held in domestic offices
6570.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,000Trading liabilities
$0Other borrowed funds
$457Subordinated debt
$21,397All other liabilities
$21,397Total equity capital
$21,397Total bank equity capital
$0Perpetual preferred stock
$625Common stock
$625Surplus
$20,147Undivided profits
Memoranda
$0Noncurrent loans and leases
$63Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4Income earned, not collected on loans
$0Earning assets
$1,365Long-term assets (5+ years)
$190,750Average Assets, year-to-date
$63,871Average Assets, quarterly
$200,588Volatile liabilities
$207,707Insider loans
$123,878FHLB advances
$204,388Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$19,646Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$22,879Restructured Loans and leases
$931Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,650Total interest income
$1,299Total interest expense
$7,351Net interest income
$51Provision for loan and lease losses
$1,885Total noninterest income
$0Fiduciary activities
$1,297Service charges on deposit accounts
$0Trading account gains & fees
$588Additional noninterest income
$7,545Total noninterest expense
$3,652Salaries and employee benefits
$1,186Premises and equipment expense
$2,707Additional noninterest expense
$1,640Pre-tax net operating income
$38Securities gains (losses)
$156Applicable income taxes
$1,522Income before extraordinary items
$0Extraordinary gains - net
$1,522Net income attributable to bank
$0Net charge-offs
$1,522Cash dividends
$56Sale, conversion, retirement of capital stock, net
$594Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.78%Yield on earning assets
0.72%Cost of funding earning assets
4.06%Net interest margin
1.04%Noninterest income to earning assets
4.17%Noninterest expense to earning assets
0.74%Net operating income to assets
0.76%Return on assets (ROA)
0.84%Pretax return on assets
7.43%Return on equity (ROE)
4.53%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
91.07%Credit loss provision to net charge-offs
30.20%Efficiency ratio
81,691Assets per employee
2.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.03%Loss allowance to loans
1.28%Loss allowance to noncurrent loans
36525.00%Noncurrent assets plus other real estate owned to assets
0.10%Noncurrent loans to loans
0.00%Net loans and leases to deposits
62.34%Net loans and leases to core deposits
67.24%Equity capital to assets
10.12%Core capital (leverage) ratio
9.61%Tier 1 risk-based capital ratio
15.86%Total risk-based capital ratio
Memoranda
$17Average assets
$200,588Average earning assets
$20,484Average equity
$180,923Average loans

List of branches

9 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2216	Bank Texas, National Association	412 East Goode Street, Quitman, TX 75783	October 21, 1914	Full Service Brick and Mortar
1	196397	Wal-Mart Branch	135 North East Loop 564, Mineola, TX 75773	October 25, 1996	Full Service Retail
2	356976	Holly Lake Ranch	2365 South Fm 2869, Hawkins, TX 75765	June 22, 2000	Full Service Brick and Mortar
4	279366	Mineola Branch	1825 North Pacific Street, Mineola, TX 75773	January 01, 1944	Full Service Brick and Mortar
6	492719	Kilgore Office Branch	4405 Highway42 North, Kilgore, TX 75662	October 18, 2008	Full Service Retail
7	492720	Lindale Bank Store Branch	3222 South Main, Building A, Lindale, TX 75771	December 26, 2008	Full Service Brick and Mortar
8	520281	Tyler Branch	2096 Three Lakes Pkwy, Tyler, TX 75703	May 13, 2011	Full Service Brick and Mortar
9	527022	Winnsboro Branch	210 South Main Street, Winnsboro, TX 75494	October 15, 2011	Full Service Brick and Mortar
10	527730	Longview Branch	412 East Goode Street, Longview, TX 75601	November 28, 2011	Full Service Brick and Mortar

Bank Texas, National Association in Quitman, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank Texas, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank Texas, National Association in Quitman, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank Texas, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank Texas, National Association in Quitman, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches