Bank of Athens, National Association in city_name, state_name

Bank of Athens, National Association in Athens, Texas (TX)
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Bank of Athens, National Association - Overview

General
FDIC Certificate #: 24354
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First State Bank (#15206)
Federal Reserve ID: 141659
Date Established: Febuary 07, 1983
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 16947
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 07, 1983
Last Structure Change Effective Date: July 30, 1994
Last Structure Change Process Date: October 31, 1994
Last Data Update: October 31, 1994
Data Source Date: April 05, 2012
Location
Address: 1114 East Tyler Street, Athens, TX 75751
County: Henderson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Athens, TX (#11980)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $28.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$17Total assets
$30,619Cash and due from depository institutions
$833Interest-bearing balances
$0Securities
$7,353Federal funds sold & reverse repurchase agreements
$9,540Net loans & leases
$11,981Loan loss allowance
$350Trading account assets
$0Bank premises and fixed assets
$662Other real estate owned
$105Goodwill and other intangibles
$145Life insurance assets
$0All other assets
$0Total liabilities and capital
$30,619Total liabilities
$27,849Total deposits
$27,703Interest-bearing deposits
$21,103Deposits held in domestic offices
27703.00%% insured (estimated)
$81Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$146Total equity capital
$146Total bank equity capital
$2,770Perpetual preferred stock
$0Common stock
$750Surplus
$1,293Undivided profits
Memoranda
$727Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$113Income earned, not collected on loans
$60Earning assets
$28,874Long-term assets (5+ years)
$212Average Assets, year-to-date
$29,868Average Assets, quarterly
$30,513Volatile liabilities
$6,117Insider loans
$2,128FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,089Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,770Total risk weighted assets
$14,153Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,767Total interest expense
$713Net interest income
$1,054Provision for loan and lease losses
$0Total noninterest income
$239Fiduciary activities
$0Service charges on deposit accounts
$158Trading account gains & fees
$0Additional noninterest income
$81Total noninterest expense
$902Salaries and employee benefits
$430Premises and equipment expense
$85Additional noninterest expense
$387Pre-tax net operating income
$391Securities gains (losses)
$0Applicable income taxes
$118Income before extraordinary items
$273Extraordinary gains - net
$0Net income attributable to bank
$273Net charge-offs
-$36Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.39%Cost of funding earning assets
2.58%Net interest margin
3.81%Noninterest income to earning assets
0.86%Noninterest expense to earning assets
3.26%Net operating income to assets
0.91%Return on assets (ROA)
0.91%Pretax return on assets
1.31%Return on equity (ROE)
10.39%Retained earnings to average equity (YTD only)
10.39%Net charge-offs to loans
-0.28%Credit loss provision to net charge-offs
0.00%Efficiency ratio
69,760Assets per employee
1.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.84%Loss allowance to noncurrent loans
309.73%Noncurrent assets plus other real estate owned to assets
0.71%Noncurrent loans to loans
0.92%Net loans and leases to deposits
43.25%Net loans and leases to core deposits
55.50%Equity capital to assets
9.05%Core capital (leverage) ratio
8.94%Tier 1 risk-based capital ratio
19.57%Total risk-based capital ratio
Memoranda
$21Average assets
$29,868Average earning assets
$2,627Average equity
$27,646Average loans

Bank of Athens, National Association in Athens, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Athens, National Association - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Bank of Athens, National Association in Athens, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Athens, National Association - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Bank of Athens, National Association in Athens, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches