Bank of Camilla in city_name, state_name - Detailed Financial Reports, Location

Bank of Camilla in Camilla, Georgia (GA)
Show street view No street view available for this location

Bank of Camilla routing number info

Bank of Camilla - Overview

General
FDIC Certificate #: 17190
Status: Active
Federal Reserve ID: 124830
Bank Holding Company (Regulatory Top Holder): Camilla Bancshares, Inc. (RSSDID: 2087939, Location: Camilla, GA)
Date Established: January 01, 1890
WWW: http://www.bankofcamilla.net
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 11925
FDIC's unique #: 11221
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: March 06, 1953
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 50 East Broad Street, Camilla, GA 31730
County: Mitchell
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Albany Ga
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $105.5 mil
Equity capital: $13.0 mil
Deposits held in domestic offices: $89.1 mil
Return on assets (ROA): 0.84% ($0.9 mil)
Quarterly return on assets: 0.96% ($1.0 mil)
Return on Equity (ROE): 7.33% ($1.0 mil)
Quarterly return on equity: 7.98% ($1.0 mil)
Net income: $0.9 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.71% ($748.8 mil)
Quarterly Pretax return on assets: 0.95% ($1,001.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
32Total employees (full-time equivalent)
$105,463Total assets
$5,571Cash and due from depository institutions
$4,103Interest-bearing balances
$18,687Securities
$15,985Federal funds sold & reverse repurchase agreements
$57,812Net loans & leases
$1,865Loan loss allowance
$0Trading account assets
$911Bank premises and fixed assets
$1,248Other real estate owned
$48Goodwill and other intangibles
$105,463Life insurance assets
$5,201All other assets
$92,494Total liabilities and capital
$89,141Total liabilities
$73,001Total deposits
$89,141Interest-bearing deposits
$89Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,564Trading liabilities
$0Other borrowed funds
$789Subordinated debt
$12,969All other liabilities
$12,969Total equity capital
$12,969Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$5,200Surplus
$7,569Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8,681Income earned, not collected on loans
$0Earning assets
$917Long-term assets (5+ years)
$96,587Average Assets, year-to-date
$22,471Average Assets, quarterly
$108,197Volatile liabilities
$107,159Insider loans
$72,816FHLB advances
$108,698Loans and leases held for sale
$2,447Unused loan commitments
$76Tier 1 (core) risk-based capital
$12,544Tier 2 risk-based capital
$0Total risk weighted assets
$2,371Total unused commitments
$8,786Restructured Loans and leases
$3,292Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,111Total interest income
$1,260Total interest expense
$3,851Net interest income
$1,165Provision for loan and lease losses
$2,205Total noninterest income
$0Fiduciary activities
$562Service charges on deposit accounts
$0Trading account gains & fees
$1,643Additional noninterest income
$4,323Total noninterest expense
$1,908Salaries and employee benefits
$417Premises and equipment expense
$1,998Additional noninterest expense
$568Pre-tax net operating income
$203Securities gains (losses)
-$137Applicable income taxes
$908Income before extraordinary items
$0Extraordinary gains - net
$908Net income attributable to bank
$0Net charge-offs
$908Cash dividends
$1,484Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.22%Yield on earning assets
1.29%Cost of funding earning assets
3.94%Net interest margin
2.25%Noninterest income to earning assets
4.42%Noninterest expense to earning assets
0.65%Net operating income to assets
0.84%Return on assets (ROA)
0.71%Pretax return on assets
7.33%Return on equity (ROE)
7.33%Retained earnings to average equity (YTD only)
2.08%Net charge-offs to loans
78.50%Credit loss provision to net charge-offs
1.17%Efficiency ratio
71,186Assets per employee
3.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.13%Loss allowance to noncurrent loans
21.48%Noncurrent assets plus other real estate owned to assets
9.41%Noncurrent loans to loans
14.55%Net loans and leases to deposits
64.85%Net loans and leases to core deposits
84.18%Equity capital to assets
12.30%Core capital (leverage) ratio
11.54%Tier 1 risk-based capital ratio
17.23%Total risk-based capital ratio
Memoranda
$18Average assets
$108,197Average earning assets
$12,383Average equity
$97,822Average loans

List of branches

2 Georgia Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	11221	Bank Of Camilla	50 East Broad Street, Camilla, GA 31730	January 01, 1890	Full Service Brick and Mortar
1	359550	Pelham Branch	127 West Railroad Street, Pelham, GA 31779	January 02, 2001	Full Service Brick and Mortar

Bank of Camilla in Camilla, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Camilla - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Camilla in Camilla, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Camilla - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Camilla in Camilla, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches