Bank of Crockett in city_name, state_name - Detailed Financial Reports, Location

Bank of Crockett in Bells, Tennessee (TN)
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Bank of Crockett routing number info

Bank of Crockett - Overview

General
FDIC Certificate #: 1468
Status: Active
Federal Reserve ID: 324854
Bank Holding Company (Regulatory Top Holder): Security Bancorp Of Tennessee, Inc. (RSSDID: 1135374, Location: Halls, TN)
Date Established: April 22, 1887
WWW: http://www.bankofcrockett.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Domestic: 6, Interstate: No)
OTS Docket #: 10545
FDIC's unique #: 965
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 104 Main Street, Bells, TN 38006
County: Crockett
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $143.2 mil
Equity capital: $15.3 mil
Deposits held in domestic offices: $124.8 mil
Return on assets (ROA): 1.26% ($1.8 mil)
Quarterly return on assets: 1.10% ($1.6 mil)
Return on Equity (ROE): 11.28% ($1.7 mil)
Quarterly return on equity: 9.85% ($1.5 mil)
Net income: $1.6 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.56% ($2,233.7 mil)
Quarterly Pretax return on assets: 1.28% ($1,832.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
38Total employees (full-time equivalent)
$143,187Total assets
$7,195Cash and due from depository institutions
$589Interest-bearing balances
$73,141Securities
$14,362Federal funds sold & reverse repurchase agreements
$38,326Net loans & leases
$967Loan loss allowance
$0Trading account assets
$2,300Bank premises and fixed assets
$1,561Other real estate owned
$381Goodwill and other intangibles
$143,187Life insurance assets
$5,921All other assets
$127,889Total liabilities and capital
$124,797Total liabilities
$100,052Total deposits
$124,797Interest-bearing deposits
$85Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,500Trading liabilities
$0Other borrowed funds
$1,592Subordinated debt
$15,298All other liabilities
$15,298Total equity capital
$15,298Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$2,700Surplus
$12,548Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,188Income earned, not collected on loans
$0Earning assets
$867Long-term assets (5+ years)
$126,418Average Assets, year-to-date
$74,094Average Assets, quarterly
$130,488Volatile liabilities
$138,578Insider loans
$73,044FHLB advances
$137,240Loans and leases held for sale
$3,308Unused loan commitments
$3,308Tier 1 (core) risk-based capital
$13,167Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,978Restructured Loans and leases
$1,470Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,980Total interest income
$862Total interest expense
$4,118Net interest income
$50Provision for loan and lease losses
$520Total noninterest income
$0Fiduciary activities
$300Service charges on deposit accounts
$0Trading account gains & fees
$220Additional noninterest income
$2,555Total noninterest expense
$1,346Salaries and employee benefits
$360Premises and equipment expense
$849Additional noninterest expense
$2,033Pre-tax net operating income
$0Securities gains (losses)
$395Applicable income taxes
$1,638Income before extraordinary items
$0Extraordinary gains - net
$1,638Net income attributable to bank
$0Net charge-offs
$1,638Cash dividends
$27Sale, conversion, retirement of capital stock, net
$600Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.26%Yield on earning assets
0.74%Cost of funding earning assets
3.52%Net interest margin
0.44%Noninterest income to earning assets
2.18%Noninterest expense to earning assets
1.26%Net operating income to assets
1.26%Return on assets (ROA)
1.56%Pretax return on assets
11.28%Return on equity (ROE)
7.15%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
185.19%Credit loss provision to net charge-offs
77.15%Efficiency ratio
55,088Assets per employee
3.77%Cash dividends to net income (YTD only)
Condition Ratios (%)
36.63%Loss allowance to loans
2.46%Loss allowance to noncurrent loans
81.40%Noncurrent assets plus other real estate owned to assets
1.92%Noncurrent loans to loans
3.02%Net loans and leases to deposits
30.71%Net loans and leases to core deposits
32.26%Equity capital to assets
10.68%Core capital (leverage) ratio
9.59%Tier 1 risk-based capital ratio
18.03%Total risk-based capital ratio
Memoranda
$19Average assets
$130,488Average earning assets
$14,527Average equity
$116,965Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$184Managed Assets
1Number of Accounts
$184Personal trust and agency accounts
$184Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
4Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

6 Tennessee Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	965	Bank Of Crockett	104 Main Street, Bells, TN 38006	April 22, 1887	Full Service Brick and Mortar
1	189539	Crocket Mills Branch	31 Crockett Mills Jackson Store Road, Crockett Mills, TN 38021	November 19, 1919	Full Service Brick and Mortar
2	189540	Gadsden Branch	120 Quincy Road, Gadsden, TN 38337	August 03, 1937	Full Service Brick and Mortar
3	276927	Alamo Branch	524 South Bells Street, Alamo, TN 38001	January 01, 1935	Full Service Brick and Mortar
4	189541	South Bells Branch	380 South Bells Street, Alamo, TN 38001	October 10, 1989	Limited Service Facility
5	526216	Highway 412 Branch	2195 Cypress Church Rd, Bells, TN 38006	October 03, 2011	Full Service Brick and Mortar

Bank of Crockett in Bells, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Crockett - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

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Bank of Crockett in Bells, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Crockett - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Crockett in Bells, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches