Bank of Dade in city_name, state_name - Detailed Financial Reports, Location

Bank of Dade in Trenton, Georgia (GA)
Show street view No street view available for this location

Bank of Dade routing number info

Bank of Dade - Overview

General
FDIC Certificate #: 17543
Status: Active
Federal Reserve ID: 441630
Bank Holding Company (Regulatory Top Holder): Tri-States Bankshares, Inc. (RSSDID: 1082898, Location: Trenton, GA)
Date Established: January 12, 1956
WWW: http://www.bankofdade.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 11518
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 12, 1956
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 12634 North Main Street, Trenton, GA 30752
County: Dade
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Chattanooga, TN-GA (#1560)
Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
Core Based Statistical Area (CBSA): Chattanooga, TN-GA (#16860)
CBSA Metro Statistical Area: Chattanooga, TN-GA (#16860)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $94.6 mil
Equity capital: $10.7 mil
Deposits held in domestic offices: $83.7 mil
Return on assets (ROA): 1.04% ($1.0 mil)
Quarterly return on assets: 0.58% ($0.6 mil)
Return on Equity (ROE): 9.88% ($1.1 mil)
Quarterly return on equity: 5.15% ($0.6 mil)
Net income: $1.0 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.04% ($983.6 mil)
Quarterly Pretax return on assets: 0.58% ($548.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
31Total employees (full-time equivalent)
$94,573Total assets
$2,524Cash and due from depository institutions
$16Interest-bearing balances
$44,647Securities
$2,975Federal funds sold & reverse repurchase agreements
$41,507Net loans & leases
$719Loan loss allowance
$0Trading account assets
$728Bank premises and fixed assets
$1,214Other real estate owned
$0Goodwill and other intangibles
$94,573Life insurance assets
$978All other assets
$83,886Total liabilities and capital
$83,658Total liabilities
$69,391Total deposits
$83,658Interest-bearing deposits
$89Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$228Subordinated debt
$10,687All other liabilities
$10,687Total equity capital
$10,687Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$3,750Surplus
$6,687Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,188Income earned, not collected on loans
$0Earning assets
$614Long-term assets (5+ years)
$89,145Average Assets, year-to-date
$38,954Average Assets, quarterly
$95,289Volatile liabilities
$95,846Insider loans
$41,408FHLB advances
$93,844Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,842Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,078Restructured Loans and leases
$1,152Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,304Total interest income
$557Total interest expense
$3,747Net interest income
$1,143Provision for loan and lease losses
$595Total noninterest income
$0Fiduciary activities
$320Service charges on deposit accounts
$0Trading account gains & fees
$275Additional noninterest income
$2,592Total noninterest expense
$1,477Salaries and employee benefits
$270Premises and equipment expense
$845Additional noninterest expense
$607Pre-tax net operating income
$385Securities gains (losses)
$0Applicable income taxes
$992Income before extraordinary items
$0Extraordinary gains - net
$992Net income attributable to bank
$0Net charge-offs
$992Cash dividends
$1,279Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.76%Yield on earning assets
0.62%Cost of funding earning assets
4.15%Net interest margin
0.66%Noninterest income to earning assets
2.87%Noninterest expense to earning assets
0.64%Net operating income to assets
1.04%Return on assets (ROA)
1.04%Pretax return on assets
9.88%Return on equity (ROE)
9.88%Retained earnings to average equity (YTD only)
2.85%Net charge-offs to loans
89.37%Credit loss provision to net charge-offs
1.37%Efficiency ratio
59,696Assets per employee
3.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.70%Loss allowance to noncurrent loans
60.52%Noncurrent assets plus other real estate owned to assets
2.54%Noncurrent loans to loans
2.81%Net loans and leases to deposits
49.62%Net loans and leases to core deposits
50.99%Equity capital to assets
11.30%Core capital (leverage) ratio
10.49%Tier 1 risk-based capital ratio
23.77%Total risk-based capital ratio
Memoranda
$25Average assets
$95,289Average earning assets
$10,038Average equity
$90,350Average loans

List of branches

3 Georgia Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	11518	Bank Of Dade	12634 North Main Street, Trenton, GA 30752	January 12, 1956	Full Service Brick and Mortar
1	242084	Drive-In Facility	12660 North Main Street, Trenton, GA 30752	November 14, 1977	Limited Service Facility
2	242085	Drive-In Branch	4995 Hwy 136 West, Trenton, GA 30752	November 15, 1991	Limited Service Facility

Bank of Dade in Trenton, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Dade - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Dade in Trenton, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Dade - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Dade in Trenton, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches