Bank of Dickson in city_name, state_name - Detailed Financial Reports, Location

Bank of Dickson in Dickson, Tennessee (TN)
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Bank of Dickson routing number info

Bank of Dickson - Overview

General
FDIC Certificate #: 17327
Status: Active
Federal Reserve ID: 638131
Bank Holding Company (Regulatory Top Holder): Dickson Financial Corporation (RSSDID: 1085899, Location: Dickson, TN)
Date Established: May 26, 1954
WWW: http://www.bankofdickson.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 11810
FDIC's unique #: 11339
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: May 26, 1954
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 466 Highway 46, Dickson, TN 37055
County: Dickson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Nashville, TN (#5360)
Combined Statistical Area (CSA): Nashville-Davidson-Murfreesboro-Columbia, TN (#400)
Core Based Statistical Area (CBSA): Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
CBSA Metro Statistical Area: Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $202.4 mil
Equity capital: $27.0 mil
Deposits held in domestic offices: $167.5 mil
Return on assets (ROA): 0.88% ($1.8 mil)
Quarterly return on assets: 0.84% ($1.7 mil)
Return on Equity (ROE): 6.49% ($1.8 mil)
Quarterly return on equity: 6.16% ($1.7 mil)
Net income: $1.7 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.21% ($2,449.5 mil)
Quarterly Pretax return on assets: 1.16% ($2,348.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
47Total employees (full-time equivalent)
$202,438Total assets
$10,245Cash and due from depository institutions
$9,278Interest-bearing balances
$79,444Securities
$0Federal funds sold & reverse repurchase agreements
$105,127Net loans & leases
$1,682Loan loss allowance
$0Trading account assets
$4,139Bank premises and fixed assets
$397Other real estate owned
$0Goodwill and other intangibles
$202,438Life insurance assets
$3,086All other assets
$175,451Total liabilities and capital
$167,526Total liabilities
$143,769Total deposits
$167,526Interest-bearing deposits
$93Deposits held in domestic offices
870.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,000Trading liabilities
$0Other borrowed funds
$2,055Subordinated debt
$26,987All other liabilities
$26,987Total equity capital
$26,987Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$1,000Surplus
$24,987Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$407Income earned, not collected on loans
$0Earning assets
$1,169Long-term assets (5+ years)
$193,849Average Assets, year-to-date
$104,513Average Assets, quarterly
$197,584Volatile liabilities
$201,205Insider loans
$103,208FHLB advances
$197,508Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$24,307Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,750Restructured Loans and leases
$2,496Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,720Total interest income
$2,136Total interest expense
$6,584Net interest income
$45Provision for loan and lease losses
$1,058Total noninterest income
$11Fiduciary activities
$739Service charges on deposit accounts
$0Trading account gains & fees
$308Additional noninterest income
$5,198Total noninterest expense
$2,714Salaries and employee benefits
$853Premises and equipment expense
$1,631Additional noninterest expense
$2,399Pre-tax net operating income
$0Securities gains (losses)
$665Applicable income taxes
$1,734Income before extraordinary items
$0Extraordinary gains - net
$1,734Net income attributable to bank
$0Net charge-offs
$1,734Cash dividends
$208Sale, conversion, retirement of capital stock, net
$2,088Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.61%Yield on earning assets
1.13%Cost of funding earning assets
3.48%Net interest margin
0.56%Noninterest income to earning assets
2.75%Noninterest expense to earning assets
0.88%Net operating income to assets
0.88%Return on assets (ROA)
1.21%Pretax return on assets
6.49%Return on equity (ROE)
-1.32%Retained earnings to average equity (YTD only)
0.19%Net charge-offs to loans
21.63%Credit loss provision to net charge-offs
11.75%Efficiency ratio
68,019Assets per employee
4.31%Cash dividends to net income (YTD only)
Condition Ratios (%)
120.42%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
413.27%Noncurrent assets plus other real estate owned to assets
0.40%Noncurrent loans to loans
0.38%Net loans and leases to deposits
62.75%Net loans and leases to core deposits
63.67%Equity capital to assets
13.33%Core capital (leverage) ratio
12.31%Tier 1 risk-based capital ratio
23.55%Total risk-based capital ratio
Memoranda
$25Average assets
$197,584Average earning assets
$26,719Average equity
$189,030Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,023Managed Assets
1Number of Accounts
$2,023Personal trust and agency accounts
$2,023Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
3Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Tennessee Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	11339	Bank Of Dickson	466 Highway 46, Dickson, TN 37055	May 26, 1954	Full Service Brick and Mortar
2	241463	Main Street Branch	101 North Main Street, Dickson, TN 37055	December 04, 1978	Full Service Brick and Mortar
3	241464	Henslee Drive Branch	107 Henslee Drive, Dickson, TN 37055	November 02, 1987	Full Service Brick and Mortar
4	241465	Pomona Office	1924 Highway 46 S, Dickson, TN 37055	May 05, 1997	Full Service Brick and Mortar

Bank of Dickson in Dickson, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Dickson - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Dickson in Dickson, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Dickson - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Dickson in Dickson, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches