Bank of Encino in Encino, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 17, 1995

  • Bank of Encino in Encino, California (CA)
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Bank of Encino - Overview

  • General
  • FDIC Certificate #: 26767
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Santa Monica Bank (#21189)
    Federal Reserve ID: 734163
    Date Established: September 08, 1986
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 35884
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 08, 1986
    Last Structure Change Effective Date: July 17, 1995
    Last Structure Change Process Date: July 24, 1995
    Last Data Update: July 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 15910 Ventura Boulevard, Encino, CA 91436
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (West)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $66.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $68,522Cash and due from depository institutions
  • $2,604Interest-bearing balances
  • $100Securities
  • $22,054Federal funds sold & reverse repurchase agreements
  • $2,800Net loans & leases
  • $38,989Loan loss allowance
  • $550Trading account assets
  • $0Bank premises and fixed assets
  • $401Other real estate owned
  • $1,125Goodwill and other intangibles
  • $549Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $68,522Total liabilities
  • $61,521Total deposits
  • $61,133Interest-bearing deposits
  • $48,889Deposits held in domestic offices
  • 61133.00%% insured (estimated)
  • $73Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $388Total equity capital
  • $388Total bank equity capital
  • $7,001Perpetual preferred stock
  • $0Common stock
  • $2,585Surplus
  • $2,512Undivided profits
  • Memoranda
  • $1,904Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $66Income earned, not collected on loans
  • $221Earning assets
  • $63,943Long-term assets (5+ years)
  • $5,269Average Assets, year-to-date
  • $63,704Average Assets, quarterly
  • $67,037Volatile liabilities
  • $8,309Insider loans
  • $1,888FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,948Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,001Total risk weighted assets
  • $39,955Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,557Total interest expense
  • $1,807Net interest income
  • $2,750Provision for loan and lease losses
  • $70Total noninterest income
  • $153Fiduciary activities
  • $0Service charges on deposit accounts
  • $123Trading account gains & fees
  • $0Additional noninterest income
  • $30Total noninterest expense
  • $2,171Salaries and employee benefits
  • $1,203Premises and equipment expense
  • $308Additional noninterest expense
  • $660Pre-tax net operating income
  • $662Securities gains (losses)
  • $0Applicable income taxes
  • $242Income before extraordinary items
  • $420Extraordinary gains - net
  • $0Net income attributable to bank
  • $420Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.85%Cost of funding earning assets
  • 3.11%Net interest margin
  • 4.74%Noninterest income to earning assets
  • 0.26%Noninterest expense to earning assets
  • 3.74%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 1.04%Return on equity (ROE)
  • 6.26%Retained earnings to average equity (YTD only)
  • 6.26%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 74,785Assets per employee
  • 2.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 833.33%Noncurrent assets plus other real estate owned to assets
  • 1.74%Noncurrent loans to loans
  • 0.17%Net loans and leases to deposits
  • 63.78%Net loans and leases to core deposits
  • 73.81%Equity capital to assets
  • 10.22%Core capital (leverage) ratio
  • 10.33%Tier 1 risk-based capital ratio
  • 17.52%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $63,704Average earning assets
  • $6,709Average equity
  • $58,066Average loans

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