Bank of Healdton in Healdton, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 28, 1994

Bank of Healdton in Healdton, Oklahoma (OK)
Show street view No street view available for this location

Bank of Healdton - Overview

General
FDIC Certificate #: 434
Status: Inactive
Closing history: Absorption - Without Assistance
Acquiring institution: First Bank & Trust Co. (#27394)
Federal Reserve ID: 6552
Date Established: January 01, 1917
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 335
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 28, 1994
Last Structure Change Process Date: Febuary 24, 1994
Last Data Update: Febuary 24, 1994
Data Source Date: April 05, 2012
Location
Address: 313 West Main Street, Healdton, OK 73438
County: Carter
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Ardmore, OK (#11620)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $24.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$15Total assets
$24,286Cash and due from depository institutions
$1,522Interest-bearing balances
$0Securities
$15,022Federal funds sold & reverse repurchase agreements
$1,055Net loans & leases
$6,220Loan loss allowance
$135Trading account assets
$0Bank premises and fixed assets
$200Other real estate owned
$55Goodwill and other intangibles
$212Life insurance assets
$0All other assets
$0Total liabilities and capital
$24,286Total liabilities
$23,087Total deposits
$22,960Interest-bearing deposits
$19,525Deposits held in domestic offices
22960.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$127Total equity capital
$127Total bank equity capital
$1,199Perpetual preferred stock
$0Common stock
$500Surplus
$1,000Undivided profits
Memoranda
$-301Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$89Income earned, not collected on loans
$50Earning assets
$22,297Long-term assets (5+ years)
$2,186Average Assets, year-to-date
$24,263Average Assets, quarterly
$24,403Volatile liabilities
$400Insider loans
$150FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$47Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,199Total risk weighted assets
$8,352Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,531Total interest expense
$617Net interest income
$914Provision for loan and lease losses
$0Total noninterest income
$170Fiduciary activities
$0Service charges on deposit accounts
$130Trading account gains & fees
$0Additional noninterest income
$40Total noninterest expense
$784Salaries and employee benefits
$360Premises and equipment expense
$121Additional noninterest expense
$303Pre-tax net operating income
$300Securities gains (losses)
$0Applicable income taxes
$101Income before extraordinary items
$199Extraordinary gains - net
$0Net income attributable to bank
$199Net charge-offs
-$5Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.85%Cost of funding earning assets
2.76%Net interest margin
4.09%Noninterest income to earning assets
0.76%Noninterest expense to earning assets
3.51%Net operating income to assets
0.82%Return on assets (ROA)
0.82%Pretax return on assets
1.24%Return on equity (ROE)
17.70%Retained earnings to average equity (YTD only)
17.70%Net charge-offs to loans
-0.08%Credit loss provision to net charge-offs
0.00%Efficiency ratio
72,325Assets per employee
1.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.12%Loss allowance to noncurrent loans
151.69%Noncurrent assets plus other real estate owned to assets
0.59%Noncurrent loans to loans
1.40%Net loans and leases to deposits
27.09%Net loans and leases to core deposits
27.57%Equity capital to assets
4.94%Core capital (leverage) ratio
4.88%Tier 1 risk-based capital ratio
14.36%Total risk-based capital ratio
Memoranda
$16Average assets
$24,263Average earning assets
$1,124Average equity
$22,352Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Healdton.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.