Bank of Hinsdale in Hinsdale, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 09, 1994

  • Bank of Hinsdale in Hinsdale, Illinois (IL)
  • Show street view No street view available for this location

Bank of Hinsdale - Overview

  • General
  • FDIC Certificate #: 19764
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 567633
    Date Established: November 17, 1967
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 13558
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 17, 1967
    Last Structure Change Effective Date: July 09, 1994
    Last Structure Change Process Date: July 14, 1994
    Last Data Update: July 14, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 East Ogden Avenue, Hinsdale, IL 60521
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $181.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $40Total assets
  • $182,574Cash and due from depository institutions
  • $5,894Interest-bearing balances
  • $0Securities
  • $52,290Federal funds sold & reverse repurchase agreements
  • $14,000Net loans & leases
  • $104,764Loan loss allowance
  • $2,351Trading account assets
  • $0Bank premises and fixed assets
  • $3,200Other real estate owned
  • $0Goodwill and other intangibles
  • $2,426Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $182,574Total liabilities
  • $167,237Total deposits
  • $156,678Interest-bearing deposits
  • $136,593Deposits held in domestic offices
  • 156678.00%% insured (estimated)
  • $80Federal funds purchased & repurchase agreements
  • $9,032Trading liabilities
  • $0Other borrowed funds
  • $729Subordinated debt
  • $0All other liabilities
  • $798Total equity capital
  • $798Total bank equity capital
  • $15,337Perpetual preferred stock
  • $0Common stock
  • $413Surplus
  • $6,838Undivided profits
  • Memoranda
  • $8,086Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,137Income earned, not collected on loans
  • $513Earning assets
  • $171,054Long-term assets (5+ years)
  • $15,508Average Assets, year-to-date
  • $172,658Average Assets, quarterly
  • $180,465Volatile liabilities
  • $49,625Insider loans
  • $99FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $30,575Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $15,337Total risk weighted assets
  • $114,742Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,006Total interest expense
  • $4,400Net interest income
  • $6,606Provision for loan and lease losses
  • $2,110Total noninterest income
  • $693Fiduciary activities
  • $0Service charges on deposit accounts
  • $513Trading account gains & fees
  • $0Additional noninterest income
  • $180Total noninterest expense
  • $3,662Salaries and employee benefits
  • $1,402Premises and equipment expense
  • $817Additional noninterest expense
  • $1,443Pre-tax net operating income
  • $1,527Securities gains (losses)
  • $0Applicable income taxes
  • $229Income before extraordinary items
  • $1,298Extraordinary gains - net
  • $37Net income attributable to bank
  • $1,335Net charge-offs
  • $1,406Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.87%Cost of funding earning assets
  • 2.75%Net interest margin
  • 4.13%Noninterest income to earning assets
  • 0.43%Noninterest expense to earning assets
  • 2.29%Net operating income to assets
  • 0.75%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 0.91%Return on equity (ROE)
  • 8.91%Retained earnings to average equity (YTD only)
  • 8.91%Net charge-offs to loans
  • 1.36%Credit loss provision to net charge-offs
  • 150.07%Efficiency ratio
  • 50,171Assets per employee
  • 4.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.19%Loss allowance to noncurrent loans
  • 206.77%Noncurrent assets plus other real estate owned to assets
  • 0.62%Noncurrent loans to loans
  • 1.06%Net loans and leases to deposits
  • 66.87%Net loans and leases to core deposits
  • 89.78%Equity capital to assets
  • 8.40%Core capital (leverage) ratio
  • 8.34%Tier 1 risk-based capital ratio
  • 13.37%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $172,658Average earning assets
  • $14,982Average equity
  • $160,142Average loans

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